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Complete Replacement Cover

Choose this optional cover and you won't have to set a limit for the rebuild cost of your home. If your home is damaged or destroyed by an insured event, we'll repair or rebuild it, no matter the cost to us.

Complete Replacement Cover
compared to Sum Insured

Complete Replacement Cover

Optional Extra

Sum Insured


You don't set a limit

You set a limit

We pay no matter what the cost

We pay up to that limit

Choose if you’re uncertain how much it will cost to rebuild your home

Choose if you know how much it will cost to rebuild your home

Available as an


On our

Home Building Insurance

Landlord Insurance

  • No set limit on rebuild cost
  • We cover the cost, no limit
  • Same size & standard as current home
  • Best underinsurance protection
Get a quote now

Watch this video to learn about your choices explained in under 2 mins

How does it affect my premium?

It's easy to see the difference when you get a quote. To get the price for Complete Replacement Cover, simply add the option during the quote process.