Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Optional eXtrA

Landlord Insurance with Tenant Protection

Protect your property against unpaid rent, and theft and malicious damage by your tenants and their guests.

Available as an Optional Extra on our Landlord Insurance policy

Get a quote

What we cover

  • Unpaid rent up to $6,000 (limits apply)

  • Theft by tenants or their guests

    To the value of your contents sum insured, up to $20,000

  • Malicious damage by tenants or their guests up to $30,000

  • Replacement of locks if your tenant doesn't return the keys, up to $800

This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement) It's dry, we know, but it's essential reading.

Malicious Damage

By ‘malicious’ we mean something done deliberately to harm your property.

For example, if your tenant smashes holes in the wall after they’ve been given an eviction notice, that’s considered malicious and is covered.

We don’t mean accidents, reckless or negligent acts, which aren’t covered. Examples of these are:

  • Your tenant never empties the bins causing bad smells and infestation.
  • Your tenant accidentally spills a glass of wine and ruins the carpet.
  • The children of your tenant put a hole in the wall while playing indoors.

This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.

Add Tenant Protection to your current Landlord Insurance policy


Call us 

13 22 44

You’ll need your policy number.

How does it affect my premium?

Adding Tenant Protection will increase your premium. It's easy to see by how much when you get a quote. Simply add the option during the quote process.