Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Third Party Motorcycle Insurance

Covers you for damage to other people's vehicles and property, plus damage caused to your motorcycle by uninsured drivers. With option to include fire and theft cover.

Get your quote now

$15 OFF
New policies when purchased online

Get your quote

What's included in Third Party Motorcycle Insurance?

Economical


THIRD PARTY MOTORCYCLE
INSURANCE

$15 OFFNew policies when purchased online

OTHER WAYS TO SAVE


Third Party Property Damage Motorcycle Insurance can help to cover costs for which you’re liable if you damage someone else’s vehicle or property while you’re out riding. It can also offer up to $5,000 cover for damage caused to your motorcycle by uninsured drivers, and cover for fire and theft is available as an Optional Cover.

Get a quote

Policy document downloads
Product Disclosure Statement (PDS)

  • Damage to other people’s vehicles and property

    We’ve got you covered for up to $20 million if your motorcycle damages someone else’s vehicle or property.


  • Damage by uninsured drivers

    You're also covered for reasonable costs of repair (up to $5,000) for damage to your motorcycle in a collision with a driver without insurance who is entirely at fault. You must give us the name and address of the at-fault driver and vehicle registration details.


This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement) . It's dry, we know, but it's essential reading.

Optional Cover for
AAMI Third Party Damage Motorcycle Insurance

Optional Cover

FIRE & THEFT COVER

Upgrade your policy with this higher level of cover to ensure your motorcycle covered against loss or damage caused by fire, theft or attempted theft.

Policy document downloads
Product Disclosure Statement (PDS)

  • Damage by fire

    If your motorcycle is damaged by fire, we’ll cover the cost of repairs up to your Amount Covered shown on your certificate of insurance. If it’s a total loss, we’ll pay your Amount Covered (less any deductions).


  • Bike Theft

Hire car for up to 21 days

If your motorcycle is stolen, we'll keep you on the road with a hire car that meets your transport needs until your motorcycle is returned undamaged, or repaired, to a maximum of 21 days.​

Riding Apparel Cover

We cover your riding apparel (or your pillion passenger’s) if it's stolen by force from a secure storage compartment on your motorcycle, or damaged or stolen when your motorcycle is damaged or stolen in an incident covered by your policy. This includes helmets, gloves, riding jackets, pants, boots and any other motorcycle specific gear, such as body armour and knee guards.​

We cover up to a total of $1,000 for any one incident.​

Up to $500 for personal items

In addition to your riding apparel, we pay up to $500 for other items (e.g. clothing, electronic equipment and telecommunication devices) that are in a secured compartment in your motorcycle when your motorcycle has been stolen or damaged by fire in an incident covered by your policy. (Exceptions apply such as cash and tools.)​

Pay out if your motorcycle is stolen and isn't recovered

If your motorcycle is not recovered after 14 days and your claim is accepted, we will pay you the amount covered shown on your certificate of insurance less any deductions that apply.​

Helping you get a better deal

Smart ways to lower your premium

No Claim Bonus

Get a No Claim Bonus (NCB) discount off your premium as a reward for your good claims history! On each renewal, your discount will increase (until you reach the maximum level) if you haven’t made any claims that affect your NCB.

Choose your ‘Amount Covered’

You can choose the amount you want to cover your motorcycle for, within a range we provide, so you’re in control of the cover you need.

Pay annually

Pay it in one go! You can save with us by choosing to pay your policy annually, since paying in monthly instalments costs a bit more.

Customer Rewards

We’d like to introduce you to AAMI Lucky Club, a place where our customers come to get access to amazing experiences.

Find out more

Hire car for up to 21 days

If your motorcycle is stolen, we'll keep you on the road with a hire car that meets your transport needs until your motorcycle is returned undamaged, or repaired, to a maximum of 21 days.​

Riding Apparel Cover

We cover your riding apparel (or your pillion passenger’s) if it's stolen by force from a secure storage compartment on your motorcycle, or damaged or stolen when your motorcycle is damaged or stolen in an incident covered by your policy. This includes helmets, gloves, riding jackets, pants, boots and any other motorcycle specific gear, such as body armour and knee guards.​

We cover up to a total of $1,000 for any one incident.​

Up to $500 for personal items

In addition to your riding apparel, we pay up to $500 for other items (e.g. clothing, electronic equipment and telecommunication devices) that are in a secured compartment in your motorcycle when your motorcycle has been stolen or damaged by fire in an incident covered by your policy. (Exceptions apply such as cash and tools.)​

Pay out if your motorcycle is stolen and isn't recovered

If your motorcycle is not recovered after 14 days and your claim is accepted, we will pay you the amount covered shown on your certificate of insurance less any deductions that apply.​

Need a hand?

Chat online now