If your motorcycle is stolen, we'll keep you on the road with a hire car that meets your transport needs until your motorcycle is returned undamaged, or repaired, to a maximum of 21 days.
Third Party Motorcycle Insurance
Covers you for damage to other people's vehicles and property, plus damage caused to your motorcycle by uninsured drivers. With option to include fire and theft cover.
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What is Third Party Motorcycle Insurance?
Third Party Property Damage Motorcycle Insurance can help to cover costs for which you’re liable if you damage someone else’s vehicle or property while you’re out riding. It can also offer up to $5,000 cover for damage caused to your motorcycle by uninsured drivers, and cover for fire and theft is available as an Optional Cover.
What's included in Third Party Motorcycle Insurance?
This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement) . It's dry, we know, but it's essential reading.
Optional Cover for
AAMI Third Party Damage Motorcycle Insurance
Helping you get a better deal
Smarter ways to lower your premium
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We keep it flexible
Choose your 'Amount Covered'
You can choose the amount you want to cover your motorcycle for, within a range we provide, so you’re in control of the cover you need.
Save on premiums
Pay annually
Pay it in one go! You can save with us by choosing to pay your policy annually, since paying in monthly instalments costs a bit more.
Eligible Policies
AAMI Flexi-Premiums® are available on the following products:
- Comprehensive Car Insurance
- Home Building Insurance
- Home Contents Insurance
- Landlord Insurance
- Strata Insurance
- Comprehensive Motorcycle Insurance
- Third Party Motorcycle Insurance
- Caravan Insurance
Adjust your excess and save
AAMI Flexi-Premiums®
With AAMI Flexi-Premiums®, you can choose to lower your premium by increasing your excess on eligible policies.
Eligible Policies
AAMI Flexi-Premiums® are available on the following products:
- Comprehensive Car Insurance
- Home Building Insurance
- Home Contents Insurance
- Landlord Insurance
- Strata Insurance
- Comprehensive Motorcycle Insurance
- Third Party Motorcycle Insurance
- Caravan Insurance
Hire car for up to 21 days
If your motorcycle is stolen, we'll keep you on the road with a hire car that meets your transport needs until your motorcycle is returned undamaged, or repaired, to a maximum of 21 days.
Riding Apparel Cover
We cover your riding apparel (or your pillion passenger’s) if it's stolen by force from a secure storage compartment on your motorcycle, or damaged or stolen when your motorcycle is damaged or stolen in an incident covered by your policy. This includes helmets, gloves, riding jackets, pants, boots and any other motorcycle specific gear, such as body armour and knee guards.
We cover up to a total of $1,000 for any one incident.
Up to $500 for personal items
In addition to your riding apparel, we pay up to $500 for other items (e.g. clothing, electronic equipment and telecommunication devices) that are in a secured compartment in your motorcycle when your motorcycle has been stolen or damaged by fire in an incident covered by your policy. (Exceptions apply such as cash and tools.)
Pay out if your motorcycle is stolen and isn't recovered
If your motorcycle is not recovered after 14 days and your claim is accepted, we will pay you the amount covered shown on your certificate of insurance less any deductions that apply.