Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

BUSINESS@ Home

Home Business Insurance

Do you run your business from home? Combine your home and contents insurance with your business insurance, to create one convenient policy

Why insure with AAMI?

  • Trusted by 2.5 million
    Australians
  • Pay by the month
  • 24/7 claims

Get a quote in minutes
13 22 44

Request a callback

Make a Payment

Update your details

Make a claim

Track a Claim

What is Business@Home Insurance?

AAMI Business@Home can provide cover for your business and your home in one convenient policy. If you have clients or suppliers visiting your home, or if you keep business-related contents and stock at your home, a Business@Home policy may provide suitable cover.

We cover many types of home businesses
  • Consultants
  • Designers
  • Photographers
  • Business and financial services

What we cover

Choose the covers that suit your home and your business.

  • Home and Contents

    This provides cover for loss of or damage to your home, contents or both, caused by certain insured events such as storm, flood, fire, malicious acts, theft or attempted theft, lightning and earthquake. Accidental glass breakage is also automatically included. Cover for Home Legal Liability, Contents Legal Liability or both is automatically included, depending on the Home and Contents cover you take out.

    Learn more about Home and Contents

  • Personal Valuables

    If you insure your contents, you can choose to buy cover for loss or damage anywhere in the world to your valuables and personal possessions. Examples include jewellery, and photographic or sporting equipment.

    Learn more about Personal Valuables

  • Commercial and Private Motor

    This provides cover for your business and/or private vehicles.

    You can choose:

    Comprehensive Cover - provides cover for your vehicle caused by accidental damage, fire and theft well as damage to third party property.

    Third Party, Fire and Theft Cover - This provides cover for loss or damage to your vehicle caused by fire or theft as well as damage to third party property.

    Third Party Cover - This provides cover for damage to third party property only.

    Learn more about Commercial and Private Motor

Some of our most popular options

  • Back in Business

    This provides cover for a reduction in your business revenue arising from interruption of your business by damage to your property caused by an insured event.

    Learn more about Back in Business

  • Public and Products Liability

    Public Liability provides protection if your business is found to be legally responsible for personal injury to a third party or damage to their property. If you choose public liability, you can also choose products liability which provides cover for your legal liability for personal injury or damage to property caused by your business’s products.

    Learn more about Public and Products Liability

  • Portable and Valuable Items

    This provides cover for portable or valuable items that you usually carry around with you in the course of your business anywhere in the world. Items worth more than $1,000 must be specified.

    Learn more about Portable and Valuable Items

  • Property Damage

    This provides cover for physical loss of or damage to your property from insured events such as fire, lightning and explosion.

    Learn more about Property Damage

  • Theft

    This provides cover for the loss of your business contents and stock from theft, attempted theft, armed hold up, or an actual/threatened assault.

    Learn more about Theft

This is a summary only, so check the Product Disclosure Statement and Policy Wording for full details of what is and isn’t covered. It’s dry we know, but it’s essential reading.

Every business is different

Our specialised business consultants can create a Business@Home quote just for you & your business. They are available 8.30am-6pm, Monday to Friday AEST.

To obtain a quote in minutes please call

13 22 44

Or request a callback

Join 60,000 other businesses who "turn to AAMI"

Insurance you can trust

Trusted insurer of 60,000 Australian businesses.

24/7 Claims

You can speak to someone in our claim centre anytime to check the progress of your claim.

To get a quote in minutes call 13 22 44

OR

Request a callback

AAMI Home Building and Home Contents Insurance, Landlord Insurance, Strata Insurance, Car Insurance, Motorcycle Insurance, NSW and SA CTP Insurance, ACT MAI Insurance, Caravan Insurance, Business Insurance and Travel Insurance are issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI.

AAMI Life Insurance products, other than in some circumstances the Redundancy Benefit, are provided by either Asteron Life & Superannuation Limited ABN 87 073 979 530, AFSL 229880 (Asteron) or by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life) which is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). Both Asteron and TAL Life are part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL companies use the AAMI brand under license.
Redundancy Benefit issued on or before 31st March 2020 was offered by AAI Limited ABN 48 005 297 807, AFSL 230859 (AAI) trading as AAMI which is part of the Suncorp Group. New Redundancy Benefit policies and renewals offered from 1st April 2020 will be issued by Asteron Life and Superannuation Limited, ABN 87 073 979 530, AFSL 229880 (Asteron). Suncorp Group is a distributor of products issued by Asteron and TAL Life. The different entities of TAL and the Suncorp Group of companies are not responsible for, or liable in respect of, products and services provided by the other.
Any advice on this page in connection with the Life products is general in nature and is provided by Platform Ventures Pty Ltd ABN 35 626 745 177 AFS Representative Number 001266101 (PV). PV is part of the Suncorp Group and an authorised representative of TAL Direct Pty Limited ABN 39 084 666 017, AFSL 243260 (TAL Direct). General advice does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold a Life Products you must read the relevant Product Disclosure Statement.

AAMI Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib.

Pet Insurance is issued by The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard); distributed by Pet Insurance Pty Ltd (ACN 607 160 930; AR 1234944) (PIPL) and PIPL's authorised distribution partners (including Platform Ventures Pty Ltd (ABN 626 745 177; AR 001266101) (Ventures) under the AAMI brand); and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). PIPL and Ventures are authorised representatives of PetSure. PIPL and PIPL's authorised distribution partners (including Ventures) will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any - ask PetSure for more details.

Registered Office, Level 28, 266 George St, Brisbane QLD 4000. Information provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available at www.aami.com.au and consider whether it's appropriate for you before making any decisions about whether to buy or continue to hold a product. Information current as of 9 July 2015.