Domestic Cleaning Business Insurance

Do you clean homes professionally? Get customisable coverage with AAMI Business Insurance for public liability, cleaning tools, work vehicles, and more.

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Join over 70,000 small businesses that chose AAMI

Base Covers

What's included

Public & Products Liability

INCLUDED

Cover for your legal liability up to $20 million if your business or products cause personal injury to someone else (who isn’t an employee) or damage to their property.

Public & Products Liability

Covers for situations like:

  • A customer slips on water left on the floor and is injured.
  • You accidentally cause damage to a customer’s carpet with a cleaning product.
  • You accidentally knock over a vase while vacuuming a client’s home.

OPTIONAL COVERS

Add extra coverage

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This information is a summary only. For more info on what is and isn’t covered, including terms, conditions, limits and exclusions, read the Product Disclosure Statement (PDS).

Get a quote online in 3 easy steps

Select your industry

What if I work in multiple industries?

If you work across multiple industries or occupations, select the one that best represents your primary source of income or highest-risk activity.

For example, if you primarily work as a plumber during the week but occasionally take on some handyperson jobs on the weekend, then selecting ‘plumber’ would provide the most accurate reflection of your business.

If you’re unsure, chat with us online while getting a quote, or call us on 13 22 44.

Select your industry and choose a category that best describes your business.

What if I work in multiple industries?

Tell us about your business

Revenues

The amount of money you expect to receive over the next 12 months for goods sold, work done and services you provide.

Provide us with your business’s expected annual turnover and where it’s located.

Choose your cover and review

Choose your level of cover, and depending on your vehicle, whether you’d like to insure your vehicle for an agreed value or market value. Then review your quote.

Get a quote

This information is a summary only. For more info on what is and isn’t covered, including terms, conditions, limits and exclusions, read the Product Disclosure Statement (PDS).

Why people choose AAMI

Trusted since 1969

We’ve been helping Aussies for over 55 years.

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Flexible payments

Pay monthly at no extra cost.

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AAMI DOMESTIC CLEANERS INSURANCE

Frequently Asked Questions

AAMI domestic cleaners Insurance

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Public & Products Liability

Covers for situations like:

  • A customer slips on water left on the floor and is injured.
  • You accidentally cause damage to a customer’s carpet with a cleaning product.
  • You accidentally knock over a vase while vacuuming a client’s home.

Tools and equipment

Covers for situations like:

  • You accidentally drop your vacuum cleaner down the stairs and damage it beyond repair.
  • Your cleaning equipment is stolen from your locked vehicle.
  • A fire in your commercial storage shed damages your cleaning equipment.

Tax Probe

Covers for situations like:

  • Your business’s GST is audited and you need to pay the professional fees of your accountant.
  • Your business’s payroll tax is audited and you need to pay your accountant’s professional fees.
  • Your business’s superannuation guarantee is audited and you need to pay your accountant’s professional fees.

Commercial motor

Covers for situations like:

  • An authorised driver has reversed the company car into someone else's vehicle and has caused damage to the other vehicle. Cover is provided for someone else’s vehicle under each type of cover but damage to your vehicle would only be covered under Comprehensive cover.
  • A storm damages your parked vehicle and you have Comprehensive cover.
  • Someone has stolen your locked vehicle and you have Comprehensive or Legal Liability, Fire and Theft cover.
  • If you have Comprehensive cover and your personal items or tools are stolen from your locked vehicle, or damaged in an insured event, we can cover up $1,000 total per event.

Revenues

The amount of money you expect to receive over the next 12 months for goods sold, work done and services you provide.

What if I work in multiple industries?

If you work across multiple industries or occupations, select the one that best represents your primary source of income or highest-risk activity.

For example, if you primarily work as a plumber during the week but occasionally take on some handyperson jobs on the weekend, then selecting ‘plumber’ would provide the most accurate reflection of your business.

If you’re unsure, chat with us online while getting a quote, or call us on 13 22 44.

Terms & Conditions - Express claims settlement

1 Subject to sufficient information being provided. Only available for Commercial Property, Product Liability and Engineering claims, excludes Motor and Home claims.

2 Only available for Commercial Property, Product Liability and Engineering claims, excludes Motor and Home claims. Only available for claims lodged Online.