Covers for situations like:
Domestic Cleaning Business Insurance
Do you clean homes professionally? Get customisable coverage with AAMI Business Insurance for public liability, cleaning tools, work vehicles, and more.
Join over 70,000 small businesses that chose AAMI
out of 5
Base Covers
What's included
Public & Products Liability
INCLUDED
Cover for your legal liability up to $20 million if your business or products cause personal injury to someone else (who isn’t an employee) or damage to their property.
Public & Products Liability
OPTIONAL COVERS
Add extra coverage
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Tools and equipment
Cover for portable and valuable items for the business equipment you carry with you while you work, like vacuum cleaners, steam mops and cleaning products . Items valued under $2,500 don’t need to be specified on your policy.
Tools and equipment
Covers for situations like:
Commercial motor
Choose from three types of cover for each vehicle you insure: Comprehensive, Legal Liability only, or Legal Liability, Fire and Theft.
Commercial motor
Covers for situations like:
Tax Probe
Cover for professional fees incurred in relation to a tax audit by the Australian Taxation Office, or a State or Territory department or agency.
Tax Probe
Covers for situations like:
This information is a summary only. For more info on what is and isn’t covered, including terms, conditions, limits and exclusions, read the Product Disclosure Statement (PDS).
Express Claim Settlements with AAMI
If your Commercial claim is under $15,000 and lodged online, you may be eligible for our express settlement.1 Claims lodged online will receive a claim number within 4 hours of lodgement and we will keep you informed via Online status updates.2 For further details, visit our Business Insurance Claims page.
Get a quote online in 3 easy steps
Select your industry
What if I work in multiple industries?
If you work across multiple industries or occupations, select the one that best represents your primary source of income or highest-risk activity.
For example, if you primarily work as a plumber during the week but occasionally take on some handyperson jobs on the weekend, then selecting ‘plumber’ would provide the most accurate reflection of your business.
If you’re unsure, chat with us online while getting a quote, or call us on 13 22 44.
Select your industry and choose a category that best describes your business.
Tell us about your business
Revenues
The amount of money you expect to receive over the next 12 months for goods sold, work done and services you provide.
Provide us with your business’s expected annual turnover and where it’s located.
Choose your cover and review
Choose your level of cover, and depending on your vehicle, whether you’d like to insure your vehicle for an agreed value or market value. Then review your quote.
This information is a summary only. For more info on what is and isn’t covered, including terms, conditions, limits and exclusions, read the Product Disclosure Statement (PDS).
Why people choose AAMI
Skip the queue and do it online
AAMI DOMESTIC CLEANERS INSURANCE
Frequently Asked Questions
What is Domestic Cleaners Business Insurance?
Domestic Cleaners Business Insurance is designed to help cover businesses that provide residential cleaning services, covering both liability risks and business assets.
With AAMI Business Insurance, Public & Products Liability is automatically included in the base cover – protecting you from financial liability if a customer is injured or if their property is accidentally damaged while you're working.
You can also customise your policy by adding optional extras that cover:
- your cleaning equipment and mobile phone
- your work vehicle, and
- protection against tax audit-related expenses.
Why do cleaning companies need Business Insurance?
Even with great care, accidents can happen. If you or your employee accidentally damage a client’s property, a client is injured during a cleaning job, or your equipment is stolen, insurance can help cover the costs. Without it, you could be held personally liable for compensation or legal expenses. Insurance can also add professionalism and trust when securing clients.
Does Public Liability Insurance cover accidental damage to a client’s property?
Yes, in most cases Public Liability Insurance includes cover for accidental damage to third party property – such as knocking over a valuable item or spilling a cleaning chemical that causes damage. Refer to the AAMI Business Insurance PDS for any limits, exclusions, terms and conditions that apply.
Am I covered if I clean multiple homes or work part-time?
Whether you clean one house per week or run a full-time cleaning business with multiple employees, you can get insurance tailored to your level of work and business type. Get a customisable quote online or speak to a business insurance specialist on 13 22 44 to discuss your business needs.
How much does Business Insurance cost for cleaning businesses?
No two businesses are the same and neither are two business insurance premiums. The quickest way to get an accurate insurance price for your business is to get a quote online.
AAMI domestic cleaners Insurance
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Have you embraced your entrepreneurial spirit? Turned a brilliant idea or specific skillset into a successful small business? You may wish to consider insuring your micro business.
Owning and operating a business comes with a lot of responsibility. Learn more about why it’s important to cover your business with Public Liability insurance.
Public & Products Liability
Covers for situations like:
Tools and equipment
Covers for situations like:
Tax Probe
Covers for situations like:
Commercial motor
Covers for situations like:
Revenues
The amount of money you expect to receive over the next 12 months for goods sold, work done and services you provide.
What if I work in multiple industries?
If you work across multiple industries or occupations, select the one that best represents your primary source of income or highest-risk activity.
For example, if you primarily work as a plumber during the week but occasionally take on some handyperson jobs on the weekend, then selecting ‘plumber’ would provide the most accurate reflection of your business.
If you’re unsure, chat with us online while getting a quote, or call us on 13 22 44.
Terms & Conditions - Express claims settlement
1 Subject to sufficient information being provided. Only available for Commercial Property, Product Liability and Engineering claims, excludes Motor and Home claims.
2 Only available for Commercial Property, Product Liability and Engineering claims, excludes Motor and Home claims. Only available for claims lodged Online.