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Helping you get a better deal
Savvy AAMI customers can save money on their premiums in a few different ways.
Online discount
If you buy a new AAMI Comprehensive Car Insurance policy online, we’ll knock $50 off your premium.
Eligible Policies
AAMI Flexi-Premiums® are available on the following products:
Adjust your excess and save
With AAMI Flexi-Premiums®, you can choose to lower your premium by increasing your excess on eligible policies.
We keep it flexible
You can the amount you want to cover your car for – within a range we provide – so you’re in control of your cover or for its market value (if we agree).
Save on premiums
Pay in one go! If you pay your premium annually, you won’t pay as much as if you pay in monthly instalments.
Up to 10% discount
Sharpen your skills with the AAMI Skilled Driver Course. Pass the course and receive up to 10% discount on your premium^.
Save up to 15%
Enjoy extra rewards and benefits for every consecutive year you don’t make a claim, with drivers who don’t make a claim for 10 years receiving up to 15% credit*.
Eligible Policies
AAMI Flexi-Premiums® are available on the following products:
Customer rewards
AAMI Lucky Club lets eligible customers enjoy special offers, access to event perks like priority entry, premium viewing or pre-sales, and everyday discounts on groceries, petrol and more. More about AAMI Lucky Club.
Enjoy $20* Gold Class tickets Mon-Wed.*Booking fees apply.
Book Strike bowling online and the second person bowls free!Sunday to Thursday. Offer ends 31 October 2021.
Enjoy $5 off Jurassic World by Brickman®
Save on your weekly shop with discounted eGift cards.
Pre-sales and special offers for selected concerts and events.
Save on home entertainment and appliances.
Save on super cheap parts and accessories.
Save on activewear.
Save on fashion, beauty, homewares and more.
Pre-sales and exclusive benefits at events.
Lucky Club eligibility
Customers with the following AAMI policies are eligible for AAMI Lucky Club via My Account or the AAMI App:
Customers with the following AAMI policies are eligible for AAMI Lucky Club®: Any Car and Vehicle policies, Home and/or Contents, including Landlord and Strata, Life, Income Protection, Health (access via My Account), and Travel (access via the AAMI App).
The AAMI Lucky Club rewards portal is managed by EONX SERVICES PTY LTD ABN 39 615 958 873, see their Terms & Conditions and Privacy Policy. Some offers and benefits may be managed and delivered by other third parties on sites not operated by AAMI. Please check any terms and conditions that apply to a site before transacting.
* Safe Driver Rewards credit is a percentage of the Comprehensive Car Insurance rated premium paid the previous year and is applied as a credit to next year’s rated premium. Maximum 15% credit is for drivers who don’t make a claim on their Comprehensive Car Insurance policy that impacts their Safe Driver Rewards status for 10 years+. Credit doesn’t apply to Optional Roadside Assist.
^ Up to 10% discount off the rated premium of your AAMI Comprehensive Car Insurance when a listed driver under the age of 25 has completed the AAMI Skilled Driver Course. Discount applied until the first renewal on or after the participant turns 25 as long as the participant remains a listed driver on the policy.
Download the app today
Eligible AAMI customers
AAMI Roadside Assist an optional extra only available in conjunction with AAMI comprehensive car insurance. Terms and conditions for coverage apply. Maximum 25% discount is for drivers who don't make a claim on their AAMI Comprehensive Car Insurance policy that impacts their Safe Driver Rewards status for 9+ years.
Eligible AAMI customers
Safe Driver Rewards credit is a percentage of the Comprehensive Car Insurance rated premium paid the previous year and is applied as a credit to next year’s rated premium. Maximum 15% credit is for drivers who don’t make a claim on their Comprehensive Car Insurance policy that impacts their Safe Driver Rewards status for 10 years+.
Eligible AAMI customers
AAMI customers who hold the following AAMI policies are eligible for Suncorp Benefits:
To access Suncorp Benefits, download the AAMI App with an eligible policy
Lucky Club eligibility
Customers with the following AAMI policies are eligible for AAMI Lucky Club via My Account or the AAMI App:
LEGAL INFORMATION
COOKIE AND DATA POLICY
We use cookies and other related technologies to improve and tailor your website experience. See our Cookie and Data Policy. This policy provides information about how AAMI collects and uses data related to your online activity, and how you can choose to remain anonymous.
AAI LIMITED TRADING AS AAMI
AAMI Home Building and Home Contents Insurance, Landlord Insurance, Strata Insurance, Car Insurance, Motorcycle Insurance, NSW and SA CTP Insurance, ACT MAI Insurance, Caravan Insurance, Business Insurance and Travel Insurance are issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI. Registered Office, Level 28, 266 George St, Brisbane QLD 4000.
Information provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available at www.aami.com.au and consider whether it's appropriate for you before making any decisions about whether to buy or continue to hold a product. The Target Market Determination is also available.
This content is current for Home Building, Home Contents, Fire & Theft Contents, Landlord, Strata, Car, Caravan and Motorcycle Insurance policies with a start date after 14 December 2020.
AAMI PET INSURANCE
Pet Insurance is issued by The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard); distributed by Pet Insurance Pty Ltd (ACN 607 160 930; AR 1234944) (PIPL) and PIPL's authorised distribution partners (including Platform Ventures Pty Ltd (ABN 626 745 177; AR 001266101) (Ventures) under the AAMI brand); and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). PIPL and Ventures are authorised representatives of PetSure. PIPL and PIPL's authorised distribution partners (including Ventures) will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any - ask PetSure for more details.
AAMI HEALTH INSURANCE
AAMI Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib.
AAMI LIFE INSURANCE
AAMI Life Insurance products, other than in some circumstances the Redundancy Benefit, are provided by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life) which is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL companies are not part of the Suncorp Group. TAL companies use the AAMI brand under licence from the Suncorp Group. Redundancy Benefit issued on or before 31st March 2020 was offered by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI which is part of the Suncorp Group. New Redundancy Benefit policies and renewals offered from 1st April 2020 are issued by TAL Life. The different entities of TAL and the Suncorp Group of companies are not responsible for, or liable in respect of, products and services provided by the other.
Any advice on this page in connection with the Life products is general in nature and is provided by Platform Ventures Pty Ltd ABN 35 626 745 177 AFS Representative Number 001266101 (PV). PV is part of the Suncorp Group and an authorised representative of TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260 (TAL Direct). General advice does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold a Life Products you must read the relevant Product Disclosure Statement. The Target Market Determination is also available.
TAL Life supports and adheres to the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry through the Financial Services Council to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities.
