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AAMI Customer Rewards

Enjoy special offers, everyday discounts and more

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Helping you get a better deal

AAMI Comprehensive Car Insurance

Savvy AAMI customers can save money on their premiums in a few different ways.

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1 Year Free

AAMI Roadside Assist

Buy a new AAMI Comprehensive Car Insurance policy and you can get 1 year free AAMI Roadside Assist. Ends 10th July 2020. T&Cs apply.

Online discount

Save $50

If you buy a new AAMI Comprehensive Car Insurance policy online, we’ll knock $50 off your premium.

Eligible Policies

AAMI Flexi-Premiums® are available on the following products:

  • Comprehensive Car Insurance
  • Home Building Insurance
  • Home Contents Insurance
  • Landlord Insurance
  • Strata Insurance
  • Comprehensive Motorcycle Insurance
  • Third Party Motorcycle Insurance
  • Caravan Insurance

Adjust your excess and save

AAMI Flexi-Premiums®

With AAMI Flexi-Premiums®, you can choose to lower your premium by increasing your excess on eligible policies.

We keep it flexible

Choose your 'Amount Covered'

You can choose the amount you want to cover your car for – within a range we provide – so you’re in control of your cover.

Save on premiums

Pay annually

Pay in one go! If you pay your premium annually, you won’t pay as much as if you pay in monthly instalments.

Up to 10% discount

Skilled Driver Course

Sharpen your skills with the AAMI Skilled Driver Course. Pass the course and receive up to 10% discount on your premium*.

Save up to 15%

AAMI Safe Driver Rewards®

Enjoy extra rewards and benefits for every consecutive year you don’t make a claim, with drivers who don’t make a claim for 10 years receiving up to 15% credit^.

Eligible Policies

AAMI Flexi-Premiums® are available on the following products:

  • Comprehensive Car Insurance
  • Home Building Insurance
  • Home Contents Insurance
  • Landlord Insurance
  • Strata Insurance
  • Comprehensive Motorcycle Insurance
  • Third Party Motorcycle Insurance
  • Caravan Insurance
Get a quote

AAMI LUCKY CLUB

Enjoy enhanced experiences

AAMI Lucky Club offers all eligible AAMI customers access to special offers and enhanced experiences at concerts, movies, sporting events and more with an eligible policy.

Explore experiences

AAMI LUCKY CLUB

Enjoy everyday savings

AAMI Lucky Club offers eligible AAMI customers discounts of up to 15% on food, petrol, homewares and more at some of Australia’s favourite retailers!

Explore everyday savings

Eligible AAMI customers

Up to 10% discount off the rated premium of your AAMI Comprehensive Car Insurance when a listed driver under the age of 25 has completed the AAMI Skilled Driver Course. Discount applied until the first renewal on or after the participant turns 25 as long as the participant remains a listed driver on the policy.

Eligible AAMI customers

AAMI Roadside Assist an optional extra only available in conjunction with AAMI comprehensive car insurance. Terms and conditions for coverage apply. Maximum 25% discount is for drivers who don't make a claim on their AAMI Comprehensive Car Insurance policy that impacts their Safe Driver Rewards status for 9+ years.

Eligible AAMI customers

Safe Driver Rewards credit is a percentage of the Comprehensive Car Insurance rated premium paid the previous year and is applied as a credit to next year’s rated premium. Maximum 15% credit is for drivers who don’t make a claim on their Comprehensive Car Insurance policy that impacts their Safe Driver Rewards status for 10 years+.

Eligible AAMI customers

AAMI customers who hold the following AAMI policies are eligible for Suncorp Benefits:

  • Any Car and Vehicle policies, except SA CTP and ACT MAI
  • Home and/or Contents, including Landlord and Strata
  • Life
  • Income Protection

To access Suncorp Benefits, download the AAMI App with an eligible policy

Lucky Club eligibility

Customers with the following AAMI policies are eligible for AAMI Lucky Club via My Account or the AAMI App:

  • Any Car and Vehicle policies
  • Home and/or Contents, including Landlord and Strata
  • Life
  • Income Protection
  • Health (only via My Account)
  • Travel (only via the AAMI App)

AAMI Home Building and Home Contents Insurance, Landlord Insurance, Strata Insurance, Car Insurance, Motorcycle Insurance, NSW and SA CTP Insurance, ACT MAI Insurance, Caravan Insurance, Business Insurance and Travel Insurance are issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI.

AAMI Life Insurance products, other than in some circumstances the Redundancy Benefit, are provided by either Asteron Life & Superannuation Limited ABN 87 073 979 530, AFSL 229880 (Asteron) or by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life) which is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). Both Asteron and TAL Life are part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL companies use the AAMI brand under license.
Redundancy Benefit issued on or before 31st March 2020 was offered by AAI Limited ABN 48 005 297 807, AFSL 230859 (AAI) trading as AAMI which is part of the Suncorp Group. New Redundancy Benefit policies and renewals offered from 1st April 2020 will be issued by Asteron Life and Superannuation Limited, ABN 87 073 979 530, AFSL 229880 (Asteron). Suncorp Group is a distributor of products issued by Asteron and TAL Life. The different entities of TAL and the Suncorp Group of companies are not responsible for, or liable in respect of, products and services provided by the other.
Any advice on this page in connection with the Life products is general in nature and is provided by Platform Ventures Pty Ltd ABN 35 626 745 177 AFS Representative Number 001266101 (PV). PV is part of the Suncorp Group and an authorised representative of TAL Direct Pty Limited ABN 39 084 666 017, AFSL 243260 (TAL Direct). General advice does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold a Life Products you must read the relevant Product Disclosure Statement.

AAMI Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib.

Pet Insurance is issued by The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard); distributed by Pet Insurance Pty Ltd (ACN 607 160 930; AR 1234944) (PIPL) and PIPL's authorised distribution partners (including Platform Ventures Pty Ltd (ABN 626 745 177; AR 001266101) (Ventures) under the AAMI brand); and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). PIPL and Ventures are authorised representatives of PetSure. PIPL and PIPL's authorised distribution partners (including Ventures) will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any - ask PetSure for more details.

Registered Office, Level 28, 266 George St, Brisbane QLD 4000. Information provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available at www.aami.com.au and consider whether it's appropriate for you before making any decisions about whether to buy or continue to hold a product. Information current as of 9 July 2015.

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