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Helping you get a better deal
Savvy AAMI customers can save money on their premiums in a few different ways.
1 Year Free
Buy a new AAMI Comprehensive Car Insurance policy and you can get 1 year free AAMI Roadside Assist. Ends 30th June 2021. T&Cs apply.
Online discount
If you buy a new AAMI Comprehensive Car Insurance policy online, we’ll knock $50 off your premium.
Eligible Policies
AAMI Flexi-Premiums® are available on the following products:
Adjust your excess and save
With AAMI Flexi-Premiums®, you can choose to lower your premium by increasing your excess on eligible policies.
We keep it flexible
You can choose the amount you want to cover your car for – within a range we provide – so you’re in control of your cover.
Save on premiums
Pay in one go! If you pay your premium annually, you won’t pay as much as if you pay in monthly instalments.
Up to 10% discount
Sharpen your skills with the AAMI Skilled Driver Course. Pass the course and receive up to 10% discount on your premium*.
Save up to 15%
Enjoy extra rewards and benefits for every consecutive year you don’t make a claim, with drivers who don’t make a claim for 10 years receiving up to 15% credit^.
Eligible Policies
AAMI Flexi-Premiums® are available on the following products:
Enjoy enhanced experiences
AAMI Lucky Club offers all eligible AAMI customers access to special offers and enhanced experiences at concerts, movies, sporting events and more with an eligible policy.
$20* Gold Grass tickets on sale now! *Online booking fees apply.
Win $10,000 with AAMI Lucky Club. Log in to enter. T&Cs apply.
Access to games & entertainment at home with AAMI Lucky Lounge Room
Get $5 off your car entry ticket
Pre-sales and special offers for selected concerts and events
An exclusive Gold Class offer
Pre-sales and exclusive benefits at events
Enjoy everyday savings
AAMI Lucky Club offers eligible AAMI customers discounts of up to 15% on food, petrol, homewares and more at some of Australia’s favourite retailers!
Enjoy great limited time offers on selected eGift Cards. Log in to everyday savings. T&Cs apply.
Save on your weekly shop with discounted eGift cards
Hit the road for less with discounted petrol
Save on home entertainment and appliances
Save on super cheap parts and accessories
Save on activewear
Save on fashion, beauty, homewares and more
Customers with the following AAMI policies are eligible for AAMI Lucky Club: Any Car and Vehicle policies, Home and/or Contents, including Landlord and Strata, Life, Income Protection, Health (access via My Account), and Travel (access via the AAMI App).
AAMI Lucky Club® is made available by AAI Limited ABN 48 005 297 807 trading as AAMI ("AAMI") to customers of selected AAMI branded insurance policies.
The events and experiences section of AAMI Lucky Club (including all ticket sales, ticket enquiries and transactions on this website) is managed by Sprout Systems Pty Ltd ABN 89 163 435 032 ("Sproutix"). See the Terms & Conditions.
The everyday savings section of AAMI Lucky Club (including discounted gift cards) is managed by EONX SERVICES PTY LTD ABN 39 615 958 873. Purchase limits apply to each individual retailer. See the Terms & Conditions and Privacy Policy.
* Safe Driver Rewards credit is a percentage of the Comprehensive Car Insurance rated premium paid the previous year and is applied as a credit to next year’s rated premium. Maximum 15% credit is for drivers who don’t make a claim on their Comprehensive Car Insurance policy that impacts their Safe Driver Rewards status for 10 years+. Credit doesn’t apply to Optional Roadside Assist.
^ Up to 10% discount off the rated premium of your AAMI Comprehensive Car Insurance when a listed driver under the age of 25 has completed the AAMI Skilled Driver Course. Discount applied until the first renewal on or after the participant turns 25 as long as the participant remains a listed driver on the policy.
Download the app today
Eligible AAMI customers
AAMI Roadside Assist an optional extra only available in conjunction with AAMI comprehensive car insurance. Terms and conditions for coverage apply. Maximum 25% discount is for drivers who don't make a claim on their AAMI Comprehensive Car Insurance policy that impacts their Safe Driver Rewards status for 9+ years.
Eligible AAMI customers
Safe Driver Rewards credit is a percentage of the Comprehensive Car Insurance rated premium paid the previous year and is applied as a credit to next year’s rated premium. Maximum 15% credit is for drivers who don’t make a claim on their Comprehensive Car Insurance policy that impacts their Safe Driver Rewards status for 10 years+.
Eligible AAMI customers
AAMI customers who hold the following AAMI policies are eligible for Suncorp Benefits:
To access Suncorp Benefits, download the AAMI App with an eligible policy
Lucky Club eligibility
Customers with the following AAMI policies are eligible for AAMI Lucky Club via My Account or the AAMI App:
