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Helping you get a better deal
Savvy AAMI customers can save money on their premiums in a few different ways.
If you buy a new AAMI Comprehensive Car Insurance policy online, we’ll knock $50 off your premium.
Eligible Policies
AAMI Flexi-Premiums® are available on the following products:
With AAMI Flexi-Premiums®, you can choose to lower your premium by increasing your excess on eligible policies.
You can the amount you want to cover your car for – within a range we provide – so you’re in control of your cover or for its market value (if we agree).
Pay in one go! If you pay your premium annually, you won’t pay as much as if you pay in monthly instalments.
Sharpen your skills with the AAMI Skilled Driver Course. Pass the course and receive up to 10% discount on your premium^.
Enjoy extra rewards and benefits for every consecutive year you don’t make a claim, with drivers who don’t make a claim for 10 years receiving up to 15% credit*.
Eligible Policies
AAMI Flexi-Premiums® are available on the following products:
Customers with the following AAMI policies are eligible for AAMI Lucky Club®: Any Car and Vehicle policies, Home and/or Contents, including Landlord and Strata, Life, Income Protection, Health (access via My Account), and Travel (access via the AAMI App).
* Safe Driver Rewards credit is a percentage of the Comprehensive Car Insurance rated premium paid the previous year and is applied as a credit to next year’s rated premium. Maximum 15% credit is for drivers who don’t make a claim on their Comprehensive Car Insurance policy that impacts their Safe Driver Rewards status for 10 years+. Credit doesn’t apply to Optional Roadside Assist.
^ Up to 10% discount off the rated premium of your AAMI Comprehensive Car Insurance when a listed driver under the age of 25 has completed the AAMI Skilled Driver Course. Discount applied until the first renewal on or after the participant turns 25 as long as the participant remains a listed driver on the policy.
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Eligible AAMI customers
AAMI Roadside Assist an optional extra only available in conjunction with AAMI comprehensive car insurance. Terms and conditions for coverage apply. Maximum 25% discount is for drivers who don't make a claim on their AAMI Comprehensive Car Insurance policy that impacts their Safe Driver Rewards status for 9+ years.
Eligible AAMI customers
Safe Driver Rewards credit is a percentage of the Comprehensive Car Insurance rated premium paid the previous year and is applied as a credit to next year’s rated premium. Maximum 15% credit is for drivers who don’t make a claim on their Comprehensive Car Insurance policy that impacts their Safe Driver Rewards status for 10 years+.
Eligible AAMI customers
AAMI customers who hold the following AAMI policies are eligible for Suncorp Benefits:
To access Suncorp Benefits, download the AAMI App with an eligible policy
Lucky Club eligibility
Customers with the following AAMI policies are eligible for AAMI Lucky Club via My Account or the AAMI App:
