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This year’s premium increase has been postponed until 1 October 2020. Coverage for COVID-19 treatment has also been expanded, and several member support options made available.

AAMI Health Insurance

Whether you’re looking for a basic or higher level of health cover, AAMI Health Insurance can help you find a private health insurance product to cater for your lifestyle and budget.

Get a quote

GREAT CUSTOMER REWARDS

$150 off plus 2 & 6 month waits on Extras waived

with any new combined Hospital and Extras cover^.

Ends 31 May 2020 T&Cs apply

What is Health Insurance?

AAMI Health Insurance is designed for singles, couples, single parents and families to help with the financial cost of medical expenses.

You can buy Hospital Cover or Extras Cover individually to get the right level of Health Insurance cover you need. Or combine Hospital Cover and Extras Cover together for a more comprehensive health care package.

Compare Health Insurance products

Buy Hospital Cover or Extras Cover individually or combine them together for a more comprehensive health care package.

HOSPITAL COVER

Health cover for costs related to hospital treatment

Access private hospital accommodation

Choose which specialist treats you, when and where

EXTRAS COVER

Health cover for costs related to everyday services not in hospital

Dental check-ups

Optical

Physio & Chiro

Still not sure which health insurance is for you? Compare Hospital Cover or Extras Cover or get a quote online below.

WHAT'S THE DIFFERENCE BETWEEN

Hospital Cover and Extras Cover?

Hospital Cover helps pay for treatment as a private patient when you need to go to hospital because hospitals typically charge for things like accommodation, intensive care, surgery and any prescription medication required for specific treatment when you’re in hospital.

Extras Cover helps with everyday healthcare services typically not covered by Medicare, like visits to the dentist, optometrist, chiropractor, physio and more.

Compare Hospital Cover

Compare Extras Cover

DO I NEED

Private Health Insurance?

AAMI Health Insurance gives you peace of mind that you can access healthcare treatment in Australia when you need it.

If you have private health cover, benefits include:

  • Access to treatment in private hospitals
  • Skipping public hospital waiting lists
  • Choice of which specialists treat you, when and where
  • Unlimited emergency ambulance cover
  • No Medicare Levy Surcharge on your tax bill if eligible
  • No Lifetime Health Cover loading fees if you have Hospital Cover by July 1 following your 31st birthday

FAQs

Frequently Asked Questions

Ways to save

You may qualify for the following

$150 off plus 2 & 6 month waits on Extras waived

with any new combined Hospital and Extras cover^

Ends 31 May 2020. T&Cs apply

pay by direct debit & get 4% off

Online prices include the 4% discounted price

Why AAMI Health Insurance?

Switching is easy

Plus you won’t restart any waiting periods you’ve already served with your old fund when you sign up for the same level of cover with us.

Simple, 24/7 claims

Just upload a photo of your receipt online and we’ll process your claim.

Concerned about tax?

By taking out AAMI Health Insurance Hospital Cover, you won’t pay the Medicare Levy Surcharge if eligible.

Health Insurance articles

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^This Offer is only available to new members who take out a combined AAMI Health Insurance Hospital & Extras policy by 11:59pm AEDT 31 May 2020. Not available to existing AAMI, nib, Apia, Suncorp, GU Health or Qantas Health Insurance members, or to previous policyholders who have joined and cancelled 6 months before or during the offer period. The Eligible Member will receive $150 off the premium payable. The $150 off will be fulfilled after the policy has been held for 60 consecutive days from the end of the month that the Eligible Product was purchased in, providing the policy has been paid up to date. In addition, 2 & 6 month waiting periods will be waived for Eligible Members on all Extras services that normally require a 2 or 6 month waiting period under the Eligible Product. The Waiver will be fulfilled at the time the Eligible Member takes out the Eligible Product. Longer waiting periods may apply for some services. See full terms and conditions.

AAMI Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib. Read the policy booklet before buying this insurance.

New hospital and extras policy

Offer Ends 31 October 2018.

Got a question?

Ask the AAMI Virtual Assistant