ACT MAI Insurance

Select AAMI as your preferred MAI Insurer when you register your car with Access Canberra.

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Over 45 years insuring Australians
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What is MAI Insurance?

Motor Accident Injuries (MAI) Insurance covers everybody who is injured in a motor vehicle accident in the ACT. You may be entitled to receive treatment, care and lost income benefits for up to five years – regardless of who is at fault.

How much does it cost?

In the ACT, MAI Insurance is included in your total registration fee paid to Access Canberra when you register your vehicle.

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ACT MAI Insurance

what's included

Covers injuries you may cause to people in a motor vehicle accident
Covers injuries to road users including drivers, passengers, pedestrians, cyclists, motorbike riders, and pillion passengers
Most people injured in a motor vehicle accident will be entitled to receive treatment, care and lost income benefits for up to five years – no matter who was at fault

what's not included?

Damage to your vehicle
Damage to other people's vehicles or property
Theft of your vehicle

for these

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ACT MAI INSURANCE

Prices

These premiums are applicable for a 12-month policy and are current as at 8 April 2025

Vehicle class	Classification	Premium
1	Passenger vehicle	$393.70
3	Goods vehicle gross vehicle mass (GVM) is not over 4.5 t	$478.80

* Input tax credit entitlements means an entitlement to an input tax credit for the MAI premium for an MAI policy. Previously referred to as Private (Nil ITC) or Business Use (ITC).

View all vehicle classes

Vehicle class	Classification	Premium
1	Passenger vehicle	$419.20
3	Goods vehicle gross vehicle mass (GVM) is not over 4.5 t	$509.90

* Input tax credit entitlements means an entitlement to an input tax credit for the MAI premium for an MAI policy. Previously referred to as Private (Nil ITC) or Business Use (ITC).

View all vehicle classes

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Why Aussie drivers choose AAMI

Trusted insurer

Proud partner of the Australian Road Safety Foundation

Local claims team

Need to make a claim?

Helping you at every step

Our friendly ACT-based claims team are here to guide you through the process. We will:

check the insurer of the vehicle most at fault,
send you claims forms that you may need to complete, and
assist you with the claims process.

Make a claim

ACT MAI Insurance

Frequently asked questions

For more information on premiums, visit the Motor Accident Injuries Commission website.

MAI Insurance is linked to the vehicle, not the owner. If you sell your vehicle, the MAI Insurance will be transferred to the new owner. Similarly, if you buy a vehicle, the MAI Insurance will be transferred to you.

Just make sure that you advise Access Canberra.

MAI Insurance is included in your total registration fee paid to Access Canberra, therefore the length of your insurance policy will depend on whether you paid for a 3, 6 or 12-month term at the time of your vehicle registration or renewal.

You’ll find information about what you need to do to lodge an ACT MAI Insurance claim at Make a Claim for ACT MAI Insurance.

Since your MAI Insurance is connected to your vehicle registration, you should contact Access Canberra to update your contact information.

Cancelling your MAI Insurance means cancelling your vehicle’s registration, which you can choose to do at any time. Once you’ve cancelled your registration, you won’t be allowed to drive your vehicle anymore.

You can lodge your request to cancel at your nearest Access Canberra Service Centre.

If you’re moving to the ACT, you have up to 3 months to transfer your registration through Access Canberra. When you transfer your registration, you’ll have the opportunity to choose AAMI as your MAI Insurance provider.

If you’re moving away from the ACT, you’ll need to refer to your new state or territory’s requirements and timeframes for transferring your vehicle registration. If you’re moving to NSW or SA, you’ll be able to choose AAMI as your Compulsory Third Party (CTP) insurer in your new state. Visit our NSW CTP Green Slip or SA CTP Insurance pages to learn more.

At AAMI we take your feedback seriously. You can submit a complaint or feedback by visiting the Dispute Resolution page.

ACT MAI INSURANCE

Prices (Entitled to ITC*)

These premiums are applicable for a 12-month policy and are current as at 8 April 2025

Vehicle class	Classification	Premium
1	Passenger vehicle	$419.20
3	Goods vehicle gross vehicle mass (GVM) is not over 4.5 t	$509.90
4	Goods vehicle gross vehicle mass (GVM) is over 4.5 t	$2,081.80
5A	Bus or demand responsive service vehicle vehicle has seating for more than 16 adults (including the driver)	$4,644.00
5B	Bus or demand responsive service vehicle vehicle has seating for not more than 16 adults (including the driver)	$700.80
6	Taxi	$8,394.90
7	Private hire car	$1,601.60
8	Drive-yourself vehicle	$1,164.70
9A	Motorcycle engine capacity over 600cc	$516.50
9B	Motorcycle engine capacity over 300cc but not over 600cc	$516.50
9C	Motorcycle engine capacity not over 300cc	$106.50
9D	Motorcycle electrically powered motorcycle	$106.50
10	Firefighting vehicle	$682.60
11	Undertaker’s vehicle	$338.90
12	Breakdown vehicle	$1,320.70
14	Miscellaneous vehicle	$753.30
15	Primary producer’s tractor	$758.10
16	Mobile crane	$1,322.80
17	Trader’s plate to be attached to a motorcycle	$170.10
18	Trader’s plate to be attached to a motor vehicle other than a motorcycle	$170.10
18D	Trader’s plate to be attached to a registrable vehicle other than a motor vehicle	$170.10
19	Veteran vehicle	$54.00
20	Vintage vehicle	$54.00
21	Historic vehicle	$54.00
22	Ambulance	$758.10
23	Police vehicle	$1,188.50
24	Modified historic vehicle	$70.00
25A	Rideshare vehicle	$1,208.80
25B	Personal share vehicle	$1,208.80
26	Light rail vehicle	$5,372.70

* Input tax credit entitlements means an entitlement to an input tax credit for the MAI premium for an MAI policy. Previously referred to as Private (Nil ITC) or Business Use (ITC).

ACT MAI INSURANCE

Prices (Not entitled to ITC*)

These premiums are applicable for a 12-month policy and are current as at 8 April 2025

Vehicle class	Classification	Premium
1	Passenger vehicle	$393.70
3	Goods vehicle gross vehicle mass (GVM) is not over 4.5 t	$478.80
4	Goods vehicle gross vehicle mass (GVM) is over 4.5 t	$1,954.80
5A	Bus or demand responsive service vehicle vehicle has seating for more than 16 adults (including the driver)	$4,360.60
5B	Bus or demand responsive service vehicle vehicle has seating for not more than 16 adults (including the driver)	$658.10
6	Taxi	$7,882.60
7	Private hire car	$1,503.90
8	Drive-yourself vehicle	$1,093.70
9A	Motorcycle engine capacity over 600cc	$485.00
9B	Motorcycle engine capacity over 300cc but not over 600cc	$485.00
9C	Motorcycle engine capacity not over 300cc	$100.00
9D	Motorcycle electrically powered motorcycle	$100.00
10	Firefighting vehicle	$641.00
11	Undertaker’s vehicle	$318.30
12	Breakdown vehicle	$1,240.10
14	Miscellaneous vehicle	$707.40
15	Primary producer’s tractor	$711.90
16	Mobile crane	$1,242.10
17	Trader’s plate to be attached to a motorcycle	$159.80
18	Trader’s plate to be attached to a motor vehicle other than a motorcycle	$159.80
18D	Trader’s plate to be attached to a registrable vehicle other than a motor vehicle	$159.80
19	Veteran vehicle	$50.70
20	Vintage vehicle	$50.70
21	Historic vehicle	$50.70
22	Ambulance	$711.90
23	Police vehicle	$1,116.00
24	Modified historic vehicle	$65.80
25A	Rideshare vehicle	$1,135.10
25B	Personal share vehicle	$1,135.10
26	Light rail vehicle	$5,044.80

* Input tax credit entitlements means an entitlement to an input tax credit for the MAI premium for an MAI policy. Previously referred to as Private (Nil ITC) or Business Use (ITC).