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Lucky you're with AAMI

  • Over 45 years insuring Australians
  • View your policy details anytime online or via our app
  • Eligible customers enjoy special offers with AAMI Lucky Club

What is MAI Insurance?

Motor Accident Injuries (MAI) Insurance covers everybody who is injured in a motor vehicle accident in the ACT. You may be entitled to receive treatment, care and lost income benefits for up to five years – regardless of who is at fault.

How much does it cost?

In the ACT, MAI Insurance is included in your total registration fee paid to Access Canberra when you register your vehicle.

View prices


  ACT MAI Insurance

Compulsory sash

what's included

  • Covers injuries you may cause to people in a motor vehicle accident.
  • Covers injuries to road users including drivers, passengers, pedestrians, cyclists, motorbike riders, and pillion passengers.
  • Most people injured in a motor vehicle accident will be entitled to receive treatment, care and lost income benefits for up to five years – no matter who was at fault.

what's not included?

  • Damage to your vehicle
  • Damage to other people's vehicles or property
  • Theft of your vehicle

Customer rewards

AAMI Lucky Club

AAMI Lucky Club lets eligible customers enjoy special offers, access to event perks like priority entry, premium viewing or pre-sales, and everyday discounts on groceries, petrol and more. More about AAMI Lucky Club.

Lucky Club eligibility

Customers with the following AAMI policies are eligible for AAMI Lucky Club via My Account or the AAMI App:

  • Any Car and Vehicle policies
  • Home and/or Contents, including Landlord and Strata
  • Life
  • Income Protection
  • Health (only via My Account)
  • Travel (only via the AAMI App)



Premiums applicable for a 12 month policy


Vehicle class Classification Premium
1 Passenger vehicle $433.20

Goods vehicle

  • with gross vehicle mass (GVM) not over 4.5 t

* Input tax credit entitlements means an entitlement to an input tax credit for the MAI premium for a MAI policy. Previously referred to as Private (Nil ITC) or Business Use (ITC).

View all vehicle classes

ACT MAI Insurance

Frequently asked questions