Lucky you're with AAMI

  • Over 45 years insuring Australians
  • View your policy details anytime online or via our app

What is MAI Insurance?

Motor Accident Injuries (MAI) Insurance covers everybody who is injured in a motor vehicle accident in the ACT. You may be entitled to receive treatment, care and lost income benefits for up to five years – regardless of who is at fault.

How much does it cost?

In the ACT, MAI Insurance is included in your total registration fee paid to Access Canberra when you register your vehicle.

View prices


  ACT MAI Insurance

Compulsory sash

what's included

  • Covers injuries you may cause to people in a motor vehicle accident
  • Covers injuries to road users including drivers, passengers, pedestrians, cyclists, motorbike riders, and pillion passengers
  • Most people injured in a motor vehicle accident will be entitled to receive treatment, care and lost income benefits for up to five years – no matter who was at fault

what's not included?

  • Damage to your vehicle
  • Damage to other people's vehicles or property
  • Theft of your vehicle



These premiums are applicable for a 12-month policy and are current as at 1 February 2024


Vehicle class Classification Premium
1 Passenger vehicle $404.20

Goods vehicle

  • gross vehicle mass (GVM) is not over 4.5 t

* Input tax credit entitlements means an entitlement to an input tax credit for the MAI premium for an MAI policy. Previously referred to as Private (Nil ITC) or Business Use (ITC).

View all vehicle classes

Why Aussie drivers choose AAMI

Trusted insurer

Proud partner of Youngcare

Local claims team

Need to make a claim?

Helping you at every step

Our friendly ACT-based claims team are here to guide you through the process. We will:

  • check the insurer of the vehicle most at fault,
  • send you claims forms that you may need to complete, and
  • assist you with the claims process.

Make a claim

ACT MAI Insurance

Frequently asked questions