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Motorcycle Insurance

Compare AAMI Comprehensive and Third Party Motorcycle Insurance prices easily.

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Select a type of insurance policy

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How do I choose Motorcycle Insurance?

Third Party insurance can help cover costs if you damage someone else’s vehicle or property while on your bike. Comprehensive insurance does the same, but can also cover your own bike against loss or damage. Compare features, get quotes for either or both, then choose coverage to suit your needs and budget.

Coverage applies to a wide range of scooters, mopeds, cruisers, sport bikes, touring bikes, naked bikes and dirt bikes.

Plus, all repairs authorised by AAMI are guaranteed for life of the motorcycle. Lucky you’re with AAMI!

 

COMPREHENSIVE INSURANCE

Amount Covered

How much your motorcycle’s insured for.

The Amount Covered is shown on your certificate of insurance and includes GST.

Amount Covered

How much your motorcycle’s insured for.

The Amount Covered is shown on your certificate of insurance and includes GST.

Amount Covered

How much your motorcycle’s insured for.

The Amount Covered is shown on your certificate of insurance and includes GST.

Written Off

We consider your motorcycle a write off when:

  • It’s stolen and unrecovered after 14 days; or
  • We decide it's uneconomical, impractical or unsafe to repair

We also refer to this as ‘total loss’. This is a just summary.
For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.

New motorcycle if less than 2 years old

If your motorcycle is a total loss, we’ll cover the cost to replace it with a new motorcycle that’s the same or similar make and model if:

  • Your motorcylcle is less than 2 years old
  • You’re the first registered owner

This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.

 $25 OFF

New policies when purchased online

Other ways to save


DAMAGE TO SOMEONE ELSE'S VEHICLE OR PROPERTY  Up to $20 million

DAMAGE TO YOUR MOTOCYCLE  Up to your chosen Amount Covered

HAIL, STORM & FLOOD  

DAMAGE TO YOUR PROTECTIVE CLOTHING  Up to $1,000

FIRE DAMAGE  Up to your chosen Amount Covered

STOLEN OR WRITTEN OFF  Up to your chosen Amount Covered
 Written off if not recovered in 14 days
 New motorcycle if less than 2 years old

 

THIRD PARTY PROPERTY DAMAGE

Optional Extra

We'll cover you for loss or damage to protective clothing caused by fire and/or theft, for up to $1,000.

Optional Extra

We'll cover you for damage to your motorcycle caused by fire up to the amount covered (with a limit of $8,000).

Optional Extra

We'll cover you for damage or loss to your motorcycle caused by theft up to the amount covered (with a limit of $8,000).

 $15 OFF

New policies when purchased online

Other ways to save


DAMAGE TO SOMEONE ELSE'S VEHICLE OR PROPERTY  Up to $20 million

DAMAGE TO YOUR MOTOCYCLE  

HAIL, STORM & FLOOD

DAMAGE TO YOUR PROTECTIVE CLOTHING OPTIONAL EXTRA

FIRE DAMAGE  OPTIONAL EXTRA

STOLEN OR WRITTEN OFF OPTIONAL EXTRA

Compulsory by law

CTP or Greenslip

Compulsory Third Party (CTP) is insurance attached to the registration of your vehicle, which provides protection, against compensation claims from people injured in a motor vehicle accident. 

Find out if you need CTP Insurance

We'll be there when you need us

Easy, paperless claims 24/7

Whether you lodge and track your claim over the phone or online, say goodbye to mountains of paperwork!

Fast and reliable repairs

Our goal is always to get you back on the road as fast as we can - safely.

Repairs guaranteed for life

We insist on the highest standards for our customers. That's why any repairs we authorise are covered by our Lifetime Guarantee.

Customer Rewards

We’d like to introduce you to AAMI Lucky Club, a place where our customers come to get access to amazing experiences.

Find out more

Optional Extra

We'll cover you for loss or damage to protective clothing caused by fire and/or theft, for up to $1,000.

Optional Extra

We'll cover you for damage to your motorcycle caused by fire up to the amount covered (with a limit of $8,000).

Optional Extra

We'll cover you for damage or loss to your motorcycle caused by theft up to the amount covered (with a limit of $8,000).

Amount Covered

How much your motorcycle’s insured for.

The Amount Covered is shown on your certificate of insurance and includes GST.

Written Off

We consider your motorcycle a write off when:

  • It’s stolen and unrecovered after 14 days; or
  • We decide it's uneconomical, impractical or unsafe to repair

We also refer to this as ‘total loss’. This is a just summary.
For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.

New motorcycle if less than 2 years old

If your motorcycle is a total loss, we’ll cover the cost to replace it with a new motorcycle that’s the same or similar make and model if:

  • Your motorcylcle is less than 2 years old
  • You’re the first registered owner

This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.

Got a question?

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