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Pet Insurance

With all new Pet insurance policies.

Terms & conditions apply.

Get a quoteAAMI pet insurance logo

What does Pet Insurance cover?

Pet Insurance covers up to 80% of eligible vet costs associated with your dog or cat’s Specified Accidental Injuries, illnesses such as cancer and diabetes, and things like emergency boarding. Optional cover for routines such as desexing and microchipping is also available.

Subscription with VetChat at no extra cost (normally worth $199.95 per year)#

VetChat connects you with an experienced Australian registered Vet online to help your pet within minutes, 24/7.

Dog Insurance

Whether your best mate is a puppy or a fully grown dog, make sure they’re covered from snout to tail.


  • Puppy Insurance and Dog Insurance both available, depending on your dog’s age
  • $0 excess payable if you make a claim
  • Choose Accidental Injury and Illness Cover, or Accidental Injury Cover only, for both dog and puppy
  • Includes cover for Consultations and Emergency Boarding
  • Subscription with VetChat at no extra cost (normally worth $199.95 per year)#
  • GapOnlyTM Available – you simply pay the gap^

Policy document download
Product Disclosure & Privacy Statement

CAT Insurance

Whether your feline friend is an indoor-only cat, or the more adventurous outdoor type, cover is available for them.


  • Cat Cover and Indoor Cat Cover both available
  • $0 excess payable if you make a claim
  • Includes Home Visits, in case your cat is the stay-at-home type
  • Includes cover for Consultations and Emergency Boarding
  • Subscription with VetChat at no extra cost (normally worth $199.95 per year)#
  • GapOnlyTM Available – you simply pay the gap^ 

Policy document download
Product Disclosure & Privacy Statement

OPTIONAL COVER
for all Pet Insurance policies

Optional Cover

Routine Care

In addition to the standard inclusions with your dog or cat policy, you can add cover for your pet’s routine expenses for just a little extra.

More about Routine Care

Why choose Pet Insurance?

Choose the cover that’s right for you

With the flexibility to choose between coverage for dogs and puppies, cats and indoor cats, you can help ensure that your furriest family member is taken care of.

At home visits

If your feline friend gets the claws out at the first mention of going to the vet, at-home visits may be right for you.

No excess and easy claims

Get paid in 3-5 days after you claim online – with $0 excess.

Customers who take out a new policy will receive a discount equal to 2 months free premium for the first year of cover. This equates to a 16.67% discount from the standard monthly premium spread over the course of the first year. The discount is included in the quoted price and does not apply upon renewal.

^The gap is defined as the difference between the eligible vet's invoice and the claim benefit payable under your policy. Please visit gaponly.com.au/find-a-gaponly-vet to search for GapOnly™ enabled vets. GapOnly™ is a trademark owned by PetSure (Australia) Pty Ltd (PetSure) (ABN 95 075 949 923, ASFL 420183).

Terms, conditions, waiting periods and exclusions apply. Petinsurance.com.au is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard); is distributed by Pet Insurance Pty Ltd (ACN 607 160 930; AR 1234944) (PIPL) and PIPL’s authorised distribution partner Platform Ventures Pty Ltd (ACN 626 745 177; AR 001266101) under the AAMI Brand, and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). PIPL and Platform Ventures Pty Ltd are authorised representatives of PetSure. PIPL and PIPL’s authorised distribution partner Platform Ventures Pty Ltd will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any – ask PetSure for more details. Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs. You should obtain and consider the Product Disclosure Statement, available at www.aami.com.au/policy-documents, in deciding whether to acquire or continue to hold, Petinsurance.com.au Pet Insurance, and for important information about dispute resolution. The Target Market Determination is also available at www.aami.com.au/policy-documents.

#Offer is available to customers with an active Petinsurance.com.au pet insurance policy and is limited to one membership per policy. Vetchat Services Pty Ltd (VetChat) will contact you after your policy has been in force for 14 days to set up the VetChat subscription. You agree to Petinsurance.com.au providing your contact details to VetChat to set up your VetChat subscription. VetChat subscription will continue for as long as your policy remains active and will no longer be active if your Petinsurance.com.au policy is cancelled for any reason. The VetChat subscription is valued at $199.95 per annum. This offer is not redeemable for cash and cannot be used in conjunction with any other offer. Petinsurance.com.au reserves the right to withdraw or extend this offer at any time, without notice.

VetChat is a third-party subscription-based service independently operated from that of Petinsurance.com.au pet insurance product. Consultations are subject to VetChat’s General Terms and Conditions and Privacy Policies which are available online at www.vetchat.com.au. By accepting this service, you agree that PetSure and or Hollard and or PIPL cannot be held liable for any damage or loss arising from your reliance on the advice derived from the use of the services offered by VetChat.

Please note in the event of an emergency, you should see your local vet. VetChat Vets are not able to prescribe medication or provide you with any information about your insurance policy. Any consultations with VetChat does not guarantee an approved claim.