What is Bargain Regret?

That dreadful feeling you get when you suddenly realise that sweet deal you snapped up has gone terribly wrong. Leaving you on hold for days, left to pick up the pieces and digging into your back pocket at claim time. Yep, choosing cheap car insurance could turn out to be expensive in the long run. Lucky for you there’s an insurer you can count on, in the moments that matter.

Customer Rating
5.0 stars out of 5 stars 5.0 stars out of 5 stars  (5.0 out of 5)

Who offers great value cover you won’t regret? AAMI Does.

These are just some of the many reasons why 1.7 million Australians have chosen AAMI for their car insurance. We call it the AAMI Does difference.

Up to $50 off# when you quote and purchase car insurance online

A little extra back in your pocket when you purchase a new Comprehensive Car Insurance policy online. Now you can take your wheels for a wash. Or finally buy those fluffy dice you’ve had your eye on.

Up to $50 off# when you quote and purchase car insurance online

A little extra back in your pocket when you purchase a new Comprehensive Car Insurance policy online. Now you can take your wheels for a wash. Or finally buy those fluffy dice you’ve had your eye on.

Unlimited not-at-fault car hire

Accident not your fault? Just provide us the name and address of the person at fault and the registration of the vehicle and we'll provide you with a hire car for the time it takes until your car is returned or your claim is settled for Comprehensive Car Insurance policies.  

S.M.A.R.T Repairs for minor damage

Through SMART (Small Medium Accident Repair Technology) Repairs, we’re able to provide quality repairs to vehicles with minor damage quickly and safely. 50-70% faster than the industry average to be precise. 1

S.M.A.R.T Repairs for minor damage

Through SMART (Small Medium Accident Repair Technology) Repairs, we’re able to provide quality repairs to vehicles with minor damage quickly and safely. 50-70% faster than the industry average to be precise. 1

Lodge a claim in minutes 

With the AAMI App, you can lodge a Comprehensive Car Insurance claim, book repairs and even book a hire car (if applicable) in minutes. ^

Flexible Premiums

We know it pays to be flexible, which is why we give you the flexibility to choose how much you pay on your Comprehensive Car Insurance premium. With AAMI Flexi-Premiums®, just vary your excess to lower your premium.

Flexible Premiums

We know it pays to be flexible, which is why we give you the flexibility to choose how much you pay on your Comprehensive Car Insurance premium. With AAMI Flexi-Premiums®, just vary your excess to save on your premium.

15% credit* given to drivers who don’t claim

With your AAMI Insurance policy, you gain extra rewards and benefits for every consecutive year you drive safely with us and don’t make a claim that impacts your Safe Driver Rewards status.

Trusted since 1969

We’ve been trusted by millions of Australians to insure their beloved cars and homes for over 54 years. That’s saying something. And we’ve learnt a thing or two along the way. It’s this wealth of experience and level of trust that we maintain year after year, that leaves our customers feeling lucky they’re with AAMI.

Trusted since 1969

We’ve been trusted by millions of Australians to insure their beloved cars and homes for over 54 years. That’s saying something. And we’ve learnt a thing or two along the way. It’s this wealth of experience and level of trust that we maintain year after year, that leaves our customers feeling lucky they’re with AAMI.

^Claims via AAMI App not available for all products and claim types. Average time to lodge a comprehensive car insurance claim, book repairs and hire car was under 10 mins from 1 July - 31 Dec 2022.

*Safe Driver Rewards credit/discount is a percentage of the Comprehensive Car Insurance rated premium paid the previous year and is applied as a credit to next year’s rated premium. Maximum 15% discount is for drivers who don’t make a claim on their Comprehensive Car Insurance policy that impacts their Safe Driver Rewards status for 10 years+. 

#If you’re eligible for more than one discount, we apply each in a predetermined order to the already discounted premium (usually before adding taxes and charges). 

Insurance issued by AAI Limited ABN 48 005 297 807 trading as AAMI. Read the Product Disclosure Statement before buying this insurance. Go to aami.com.au for a copy. Target Market Determination also available. This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it.

Information is correct as at 13 April 2023 and is subject to change.

1https://www.capitalsmart.com.au/how-we-do-it/production/