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Insurance for Tradies
Cover for Carpenters, Electricians, Gardeners, Painters, Plumbers and other Tradies
With AAMI you can enjoy:
- Quick, anonymous quotes
- Customised packages
- Pay by the month
Top claims for Tradies
(AAMI Business claims: Jan 2011 – Aug 2015)
Public Liability
The most common claim for Tradies, it can cover the cost of damages if your business is found responsible for personal injury to a third party or damage to their property. For example, if you damage a client's home or belongings while working.
Portable & Valuable Items
Cover equipment that you carry with you for work, including portable technology like mobile phones, as well as equipment like saws, drills and other tools. The average portable and valuable item claim for a Tradie is $2,176. Limits apply.
Commercial Vehicle
Cover your ute, van or car, choosing from two different types of cover for each vehicle you insure:
- Comprehensive covers accidental damage to your vehicle and legal liability cover
- Legal Liability covers damage to third party property only
Call 13 22 44 for a quote.
This is a summary only, so check the Product Disclosure Statement and Policy Wording for full details of what is and isn’t covered. It’s dry we know, but it’s essential reading.
Top claims for Tradies
(AAMI Business claims: Jan 2011 – Aug 2015)
Public Liability
The most common claim for Tradies, it can cover the cost of damages if your business is found responsible for personal injury to a third party or damage to their property. For example, if you damage a client’s home or belongings while working.
Portable & Valuable Items
Cover equipment that you carry with you for work, including portable technology like mobile phones, as well as equipment like saws, drills and other tools. The average portable and valuable item claim for a Tradie is $2,176. Limits apply.
Commercial Vehicle
Cover your ute, van or car, choosing from two different types of cover for each vehicle you insure:
Comprehensive covers accidental damage to your vehicle and legal liability cover
Legal Liability covers damage to third party property only
Call 13 22 44 for a Commercial Vehicle quote.
This is a summary only, so check the Product Disclosure Statement and Policy Wording for full details of what is and isn’t covered. It’s dry we know, but it’s essential reading.
Why is Public Liability insurance important?
Public Liability insurance is your protection if you are found to be legally responsible for personal injury to a third party or damage to their property.
It is one of the most important covers you can get, that’s why liability cover comes as standard with all our business insurance packages.
If your business is found liable
Public Liability can cover the cost of:
Damage to property belonging to a third party
Injury to a third party
Want to learn more about Public Liability? Read a short article, or watch a 60 second video
Join the 60,000 businesses who "turn to AAMI."
AAMI Public Liability
Frequently asked questions
Public Liability is your protection if you are found to be legally responsible for personal injury to a third party or damage to their property. Learn more about Public Liability here
You can change your cover by calling us on 13 22 44. Business owners should review their cover each year, and also when they expand their business, move premises, or upgrade their equipment.
You can pay by credit card (American Express, Mastercard or Visa), BPAY, cheque or at the post office.
You may also be able to split the premium over 12 months, and pay monthly via credit card or direct debit at no extra cost. Monthly payments are available if:
- your annual premium is more than $270
- it is not a market stall policy.
There are no forms to fill out – just call as soon as you can. We’re available 24 hours a day, 7 days a week, on 13 22 44, and you will always speak to a real person. More information on how to make a business insurance claim can be found here.
