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Top claims for Tradies
(AAMI Business claims: Jan – Dec 2016)
Public and Products Liability
The most common claim for Tradies, it can cover the cost of damages if your business is found responsible for personal injury to a third party or damage to their property. For example, if you damage a client's home or belongings while working.
Portable & Valuable Items
Provides cover for equipment that you carry with you for work, including portable technology like mobile phones, as well as equipment like saws, drills and other tools. Items worth more than $2,500 must be specified to receive cover up to the replacement value of that item. Limits and excess apply.
Commercial Vehicle
Cover your ute, van or car, choosing from two different types of cover for each vehicle you insure:
- Comprehensive covers accidental damage to your vehicle and legal liability cover
- Legal Liability covers damage to third party property only
Call 13 22 44 for a quote.
This is a summary only, so check the Product Disclosure Statement and Policy Wording for full details of what is and isn’t covered. It’s dry we know, but it’s essential reading.
Why is Public Liability insurance important?
Public Liability insurance is your protection if you are found to be legally responsible for personal injury to a third party or damage to their property.
It is one of the most important covers you can get, that’s why liability cover comes as standard with all our business insurance packages.
If your business is found liable
Public Liability can cover the cost of:
Damage to property belonging to a third party
Injury to a third party
Want to learn more about Public Liability? Read a short article, or watch a 60 second video
Join the 60,000 businesses who "turn to AAMI."
AAMI Public Liability
Frequently asked questions
Public Liability is your protection if you are found to be legally responsible for personal injury to a third party or damage to their property. Learn more about Public Liability here
You can change your cover by contacting us. As a business owner, it’s good for you to review your cover each year, as well as when you expand your business, move premises, or upgrade your equipment.
How can I pay for my business insurance?
You’ve got a few options when it comes to paying for your business insurance, including online (Visa, Mastercard, American Express), direct debit, BPAY, or by post. See all the ways you can pay your business insurance policy.
There are no forms to fill out – just call as soon as you can. We’re available 24 hours a day, 7 days a week, on 13 22 44, and you will always speak to a real person. More information on how to make a business insurance claim can be found here.
