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Car Insurance

You’re in good hands. AAMI is the trusted car insurance provider of around 1.8 million Australian drivers.

Lucky you're with AAMI

FREE AAMI Roadside Assist

Does your insurer offer you Free Roadside Assist for a whole year with a new Comprehensive Car policy? AAMI Does

also save $50

when you buy it online

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Depending on the type of cover you choose, car insurance can help cover the cost of damage to cars and property, as well as injury to other drivers, if you’re ever in a car accident. Comprehensive Car Insurance cover damage to your car and other people’s cars and property, while Third Party Car Insurance only covers damage you cause to other people’s cars and property.

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COMPREHENSIVE CAR

what's covered?

  • Cover for accidental damage
  • Cover for theft or attempted theft
  • Cover for damage by uninsured drivers
  • Includes accessories & modifications  
  • Includes hire car after not-at-fault incidents  
  • Includes new for old replacement  
  • AAMI Roadside Assist > 1 Year Free 

More about coverage types

upgrade with

  • Car hire for unlimited days  
  • Windscreen & window glass cover  

More about Comprehensive Car

Save $50
when you buy a new policy online

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THIRD PARTY PROPERTY

what's covered?

  • Damage to other people's property up to $20 million
  • Damage by uninsured drivers up to $5,000 

More about coverage types

upgrade with

  • Fire & Theft Cover  

More about Third Party Property Damage

Save $20
when you buy a new policy online

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This is a summary only - check out the details

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What's covered by Car Insurance?

Car insurance helps cover costs for which you might be liable, such as vehicle repairs, if you’re ever involved in a car accident. The level of cover you choose will determine whether you’re covered for damage to our own vehicle and other people’s property — that’s Comprehensive Car Insurance — or just the latter, with Third Party Property Damage.

Comprehensive Car Insurance

Third Party Property Car Insurance

CTP Insurance

CTP Insurance is attached to your vehicle’s registration and covers your liability for injuries you may cause to other people in an accident. CTP, also known as a Green Slip in NSW, is compulsory by law, and in most states included in your car registration. In NSW, you need to buy it separately before you can register your car. If you get a Green Slip with AAMI, we'll notify SIRA automatically, so the process is as simple as possible.

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AAMI Car Insurance

Frequently asked questions

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CTP Insurance

CTP Insurance is attached to your vehicle’s registration and covers your liability for injuries you may cause to other people in an accident. CTP, also known as a Green Slip in NSW, is compulsory by law, and in most states included in your car registration. In NSW, you need to buy it separately before you can register your car. If you get a Green Slip with AAMI, we'll notify SIRA automatically, so the process is as simple as possible.

Find out if you need CTP Insurance

1 Year Free Roadside Assist

Buy a new AAMI Comprehensive Car Insurance policy and you can get 1 year free AAMI Roadside Assist. AAMI Roadside Assist helps with emergencies like flat tyres and batteries, lost or locked-in keys, and towing. Offer ends 30th June 2021. T&C's apply. Not available in conjunction with other offers.

Damage by uninsured drivers

If a driver without insurance causes damage to your car in a collision, we'll cover it up to $5,000.

We must agree the other driver is at fault and they can give us their name, address and the registration details of the other vehicle.

New for old replacement

If your car's less than 2 years old and you're the first registered owner, if your car is stolen or damaged and we agree to pay your claim as a total loss, where possible we'll replace it with a new car. Where this is not possible or we agree to, we will instead pay the amount covered, less applicable deductions. See the PDS for full details.

Hire car after not-at-fault-incidents

At AAMI we provide you with a hire car after a no-fault accident with another car (for unlimited days until your car is repaired and returned, or your claim is settled) if you can provide full details of the at fault driver and their vehicle. Some exclusions apply, refer to the PDS for full conditions.

Modifications and accessories

At AAMI we cover all legal modifications and accessories fitted to your car, there is usually no need to list them on your policy. Just ensure the amount you cover your car for is enough to also include the value of all the insured accessories and modifications.

Car hire for unlimited days

At AAMI we provide you with a hire car after a no-fault accident with another car (for unlimited days until your car is repaired and returned, or your claim is settled) if you can provide full details of the at fault driver and their vehicle. Some exclusions apply, refer to the PDS for full conditions.

Windscreen & window glass cover

This optional extra means you'll pay no excess on one claim per year for repairs or replacement of your windscreen, window glass or sunroof when damaged by an insured event.

Fire & Theft cover

The Fire and Theft Cover optional extra upgrades your policy to include cover against fire, theft and attempted theft damage to your car.

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