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Car Insurance

You’re in good hands. AAMI is the trusted car insurance provider of around 1.8 million Australian drivers.

Lucky you're with AAMI

FREE AAMI Roadside Assist

For a whole year! Take out a new AAMI Comprehensive Car policy and it's yours.

also save $50

when you buy it online

Get a quote

Compare Car Insurance options

Comprehensive Car Insurance provides cover for your car and for damage to other people’s cars and property, while Third Party Car Insurance only covers the damage you cause to other people’s cars and property. You can get a car insurance quote today, quickly and easily.

Best Coverage Best Coverage Best Coverage Best Coverage

 
COMPREHENSIVE CAR

Modifications and accessories

At AAMI we cover all legal modifications and accessories fitted to your car, theress usually no need to list them on your policy. Just ensure the amount you cover your car for is enough to also include the value of all the insured accessories and modifications.

Hire car after not-at-fault-incidents

At AAMI we provide you with a hire car after a no-fault accident with another car (for unlimited days until your car is repaired and returned, or your claim is settled) if you can provide full details of the at fault driver and their vehicle. Some exclusions apply, refer to the PDS for full conditions.

New for old replacement

If your car's less than 2 years old and you're the first registered owner, if your car is stolen or damaged and we agree to pay your claim as a total loss, where possible we'll replace it with a new car. Where this is not possible or we agree to, we will instead pay the amount covered, less applicable deductions. See the PDS for full details.

what's covered?

  • Cover for accidental damage
  • Cover for theft or attempted theft
  • Cover for damage by uninsured drivers
  • Includes accessories & modifications  
  • Includes hire car after not-at-fault incidents  
  • Includes new for old replacement  

1 Year Free Roadside Assist

Buy a new AAMI Comprehensive Car Insurance policy and you can get 1 year free AAMI Roadside Assist. AAMI Roadside Assist helps with emergencies like flat tyres and batteries, lost or locked-in keys, and towing. Offer ends 10th July 2020. T&C's apply. Not available in conjunction with other offers.

Car hire for unlimited days

At AAMI we provide you with a hire car after a no-fault accident with another car (for unlimited days until your car is repaired and returned, or your claim is settled) if you can provide full details of the at fault driver and their vehicle. Some exclusions apply, refer to the PDS for full conditions.

Windscreen & window glass cover

This optional extra means you'll pay no excess on one claim per year for repairs or replacement of your windscreen, window glass or sunroof when damaged by an insured event.

More about coverage types

upgrade with

  • AAMI Roadside Assist > 1 Year Free  
  • Car hire for unlimited days  
  • Windscreen & window glass cover  

More about Comprehensive Car

Save $50
when you buy a new policy online

Get a quote

This is a summary only - check out the details

Economical Economical Economical Economical

 
THIRD PARTY PROPERTY

Damage by uninsured drivers

If a driver without insurance causes damage to your car in a collision, we'll cover it up to $5,000.

We must agree the other driver is at fault and they can give us their name, address and the registration details of the other vehicle.

what's covered?

  • Damage to other people's property up to $20 million
  • Damage by uninsured drivers up to $5,000 

Fire & Theft cover

The Fire and Theft Cover optional extra upgrades your policy to include cover against fire, theft and attempted theft damage to your car.

More about coverage types

upgrade with

  • Fire & Theft Cover  

More about Third Party Property Damage

Save $20
when you buy a new policy online

Get a quote

This is a summary only - check out the details

Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  (5.0 out of 5)

Customer Reviews

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Over 45 years insuring Australians

Hear from our customers

YOU ALSO GET
Customer Rewards

Make the most of the customer rewards with AAMI Lucky Club and Suncorp Benefits! From retail discounts to experiences at concerts, movies, sporting events and more, enjoy great value on services that you'll love. See more Customer Rewards.

Disclaimer

Customers with the following AAMI policies are eligible for AAMI Lucky Club: Car and Vehicle policies (including CTP or MAI Insurance policies), Home and/or Contents (including Landlord and Strata), Life, Income Protection, and Health. AAMI customers who only hold the following insurance policies aren’t eligible for AAMI Lucky Club: Business, Pet, Travel.

The Reward and Recognition program ("Suncorp Benefits") is being operated by EONX Services Pty Ltd ABN 39 615 958 873. To register for Suncorp Benefits you must hold a current eligible personal policy or an eligible personal product or service from one of the brands in the Suncorp Network brand. Purchase limits apply to each individual retailer. See full Terms and Conditions. Use of Suncorp Benefits is subject to the operator’s privacy policy.

Reasons customers choose AAMI

Trusted since 1969

AAMI Safe Driver Rewards

AAMI Lucky Club

What's covered by Car Insurance?

Get up to speed on what's included with an AAMI Car Insurance quote.

Comprehensive Car Insurance

Third Party Property Car Insurance 

This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement).

Looking for CTP of Greenslip?

Find out if you need CTP Insurance

Car insurance articles

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View all AAMI Answers

AAMI Car Insurance
Frequently asked questions

 

Find out exactly what AAMI customers think about our Car Insurance.

Car Insurance is rated 4.6 out of 5 by 4719.
Rated 5 out of 5 by from Easy and fast - excellent payment options Excellent easy. Payment options make it way to manage on the road
Date published: 2020-03-28
Rated 5 out of 5 by from SO HAPPY MY EXPERIENCE WITH AAMI WAS AMAZING - SOOOO EASY IN COMPARISON TO OTHER INSURANCE COMPANY. THANK YOU
Date published: 2020-03-25
Rated 5 out of 5 by from Ease and simplicity of quote Your web page set it all out on one page instead of giving me a payment figure quote by email without stating what I was buying on the quote on one easy to understand and access page. Thanks for making it simple
Date published: 2020-03-25
Rated 3 out of 5 by from still no loyalty for existing customers renewal of insurance is dearer than starting a new policy and you do not get roadside assist included for 12 months free, come on aami reward long term customers
Date published: 2020-03-24
Rated 5 out of 5 by from So easy and quick! AAMI have great communication and easy steps to follow
Date published: 2020-03-24
Rated 4 out of 5 by from Wish we could have stayed longer. Great experience would do it again and again and again
Date published: 2020-03-24
Rated 5 out of 5 by from Very easy This was a no nonsense way to apply and receive my car insurance.
Date published: 2020-03-24
Rated 5 out of 5 by from Easy to access and follow Very happy - well priced product and well explained
Date published: 2020-03-24
Rated 4 out of 5 by from it is ok I have had good experience with my previous insurance with AAMI, and I am happy to continue
Date published: 2020-03-23
Rated 1 out of 5 by from Not loyal to existing customers I have been with aami for over 10 years and I got my quote and then I went online and did the same quote and the only difference I ticked was that my last insurance was with someone other than aami and I was then quoted nearly $300 less, I then rang and asked why, I was told it was because I had insurance elsewhere and they wanted my business, I asked doesn’t loyalty count and was told no!
Date published: 2020-03-23
Rated 5 out of 5 by from Super quick and easy So quick and easy to do this online! Probably easiest if any company ever.
Date published: 2020-03-21
Rated 5 out of 5 by from Very user friendly I am really happy with the experience and would recommend to anyone
Date published: 2020-03-20
Rated 5 out of 5 by from straight forward save time and satisfying its a good experience, tried other insurance provider, but there is too much bargaining which is in my opinion annoying to the point wherein your personal details is compromise
Date published: 2020-03-19
Rated 5 out of 5 by from Easy to fill out application & save $s Saved over 200 dollars compared to my old insurer which i had been with for many years (with no claims) will be insuring my other cars now with AAMI.
Date published: 2020-03-18
Rated 5 out of 5 by from Easier to do Happy with out come will let over popup.e now about you
Date published: 2020-03-18
Rated 5 out of 5 by from Really easy and short process to get a quote and buy an insurance Very happy with my experience. The questions are easy to understand and the process is quick and short to do
Date published: 2020-03-17
Rated 5 out of 5 by from Good and fast Very good insurance I love ammi it’s always good and quick
Date published: 2020-03-13
Rated 5 out of 5 by from Easy to follow up I'm very happy with the service and contact i did today with customer service staffer
Date published: 2020-03-12
Rated 5 out of 5 by from Very easy to navigate, clear and straight forward. Very good experience , simple clear and straight forward website with no grey areas (that I could see)
Date published: 2020-03-10
Rated 5 out of 5 by from Cheaper and More Options I was able to switch my insurance after I realised that my old insurer was charging me almost double what AAMI would for the same cover. It was so easy to switch and I was able to do it all online.
Date published: 2020-03-10
Rated 5 out of 5 by from Flexible an easy to manage It'll be good if online chat available for detailed explain.
Date published: 2020-03-09
Rated 4 out of 5 by from Simple! This was very simple to arrange and modify. Easy pay later arrangement.
Date published: 2020-03-07
Rated 4 out of 5 by from Quite straight forward Chose aami as easier to deal with and good reputation
Date published: 2020-03-06
Rated 5 out of 5 by from Very helpful Chat line is great I was helped with my insurance questions and transferring my policy to my new very happy
Date published: 2020-03-05
Rated 5 out of 5 by from Very easy to claim. I am happy with AAMI because easy to access, convenient and friendly to contact.
Date published: 2020-03-03
Rated 5 out of 5 by from Value for money I remember when AAMI would not insure certain postcodes !! - fortunately insurance now appears to be based on driver history. I have been with another major insurer for many years but have other vehicles insured with AAMI and have now found AAMI currently outperforms the rest.
Date published: 2020-03-02
Rated 5 out of 5 by from much cheaper than others the experience was very easy and satisfying to have insurance cover this cheap
Date published: 2020-03-01
Rated 5 out of 5 by from Easier than I thought I am very happy with aami insurance and it's give me a good features
Date published: 2020-03-01
Rated 5 out of 5 by from Easy & Better value Been searching for car insurance that won't break the bank for P Plate Driver and AAMI came out on top! Filling out details online was super easy and explained everything clearly
Date published: 2020-03-01
Rated 4 out of 5 by from Great Why no pay by month option? This seems to be available but not at initial sign up?
Date published: 2020-02-29
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1 Year Free Roadside Assist

Buy a new AAMI Comprehensive Car Insurance policy and you can get 1 year free AAMI Roadside Assist. AAMI Roadside Assist helps with emergencies like flat tyres and batteries, lost or locked-in keys, and towing. Offer ends 10th July 2020. T&C's apply. Not available in conjunction with other offers.

Damage by uninsured drivers

If a driver without insurance causes damage to your car in a collision, we'll cover it up to $5,000.

We must agree the other driver is at fault and they can give us their name, address and the registration details of the other vehicle.

New for old replacement

If your car's less than 2 years old and you're the first registered owner, if your car is stolen or damaged and we agree to pay your claim as a total loss, where possible we'll replace it with a new car. Where this is not possible or we agree to, we will instead pay the amount covered, less applicable deductions. See the PDS for full details.

Hire car after not-at-fault-incidents

At AAMI we provide you with a hire car after a no-fault accident with another car (for unlimited days until your car is repaired and returned, or your claim is settled) if you can provide full details of the at fault driver and their vehicle. Some exclusions apply, refer to the PDS for full conditions.

Modifications and accessories

At AAMI we cover all legal modifications and accessories fitted to your car, theress usually no need to list them on your policy. Just ensure the amount you cover your car for is enough to also include the value of all the insured accessories and modifications.

Car hire for unlimited days

At AAMI we provide you with a hire car after a no-fault accident with another car (for unlimited days until your car is repaired and returned, or your claim is settled) if you can provide full details of the at fault driver and their vehicle. Some exclusions apply, refer to the PDS for full conditions.

Windscreen & window glass cover

This optional extra means you'll pay no excess on one claim per year for repairs or replacement of your windscreen, window glass or sunroof when damaged by an insured event.

Fire & Theft cover

The Fire and Theft Cover optional extra upgrades your policy to include cover against fire, theft and attempted theft damage to your car.

Need a hand?

Chat to us online now