Heading out on a road trip?

Pull into Aussie towns along your route for a driving break every two hours. It’ll decrease the odds of you getting fatigued, and an alert driver is a safe driver.

Rest Towns is a road safety initiative from AAMI, encouraging drivers to stop and rest in local towns. Given the impact this year has had on Aussie businesses, stopping in some of these rural towns on your road trip can be a great way to support them while being safe on the road.

If you’re driving along a popular route, make sure to take regular breaks on long drives and make a rural town your rest stop.

Reasons customers choose AAMI

Depending on the type of cover you choose, car insurance can help cover the cost of damage to cars and property, as well as injury to other drivers, if you’re ever in a car accident. Comprehensive Car Insurance cover damage to your car and other people’s cars and property, while Third Party Car Insurance only covers damage you cause to other people’s cars and property.

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Comprehensive Car

what's covered?

  • Cover for accidental damage
  • Cover for theft or attempted theft
  • Includes accessories & modifications  
  • Includes hire car after not-at-fault incidents  
  • Includes new for old replacement  

More about coverage types

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  • Hire car after an incident 
  • Windscreen & window glass cover 
  • AAMI Roadside Assist

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Third Party Property

what's covered?

  • Damage to other people's property up to $20 million
  • Damage by uninsured drivers up to $5,000 

More about coverage types

upgrade with

  • Fire & Theft Cover  

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AAMI roadside assist

AAMI Roadside Assist is a dedicated 24/7 emergency roadside assistance service for your car, from a leading emergency assistance provider. Available 24 hours after taking out or adding this optional cover to your policy. It is additionally subject to the AAMI Roadside Assist Terms and Conditions

AAMI Roadside Assist helps you with:

  • changing a flat tyre
  • towing your car to an accredited repairer
  • jump starting or charging a flat battery
  • emergency fuel delivery
  • lost or locked keys, by spare key delivery or locksmith attendance.​ Limitations and exclusions apply.

​View the full T&C's

Damage by uninsured drivers

When your car is damaged by a collision with another vehicle driven by an uninsured driver, we cover damage to your car (up to the amount of $5,000), but only if, the other driver was entirely at fault and you can give us the name and address of the person at fault and the registration number of the at fault vehicle.​

New for old replacement

If your car's less than 2 years old and you're the first registered owner, if your car is stolen or damaged and your claim is accepted as a total loss, where possible we'll replace it with a new car of the same make, model and series as your car. See the PDS for full details.

Hire car after not-at-fault-incidents

At AAMI after a not-at-fault accident we provide you with a hire car that meets your needs (for until your car is repaired and returned, or your claim is settled) if you can provide full details of the at-fault driver and their vehicle. Some exclusions apply, refer to the PDS for full conditions.

Modifications and accessories

At AAMI we cover all legal modifications and accessories fitted to your car, there is usually no need to list them on your policy. If you choose to insure for an amount covered, just ensure the amount you cover your car for is enough to also include the value of the insured accessories and modifications. If you choose to insure for market value, the value of all insured accessories and modifications will be included within your vehicles market value, which we determine at claim time.

Hire car after an incident

With the Optional Cover - hire car after an event, enjoy the convenience of a hire car when your car’s out of action because of an incident, even if it’s your fault. We'll cover reasonable hire car costs for a hire that is a similar make or model to your car up to $90 per day until your claim is settled or your car is returned to you.​​

Windscreen & window glass cover

This Optional Cover means you'll pay no excess on one claim per year for repairs or replacement of your windscreen, window glass or sunroof when damaged by an incident covered by your policy.​

Fire & Theft Cover

The Fire and Theft Cover is a higher level of cover you pay extra for to include cover for fire, theft and attempted theft damage to your car.​