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Accidental Injury Insurance
Protect yourself and your family against the financial costs of an accident.
Why insure with AAMI
- Cover for as little as $4.17pw1
- Trusted by 2.8 million Australians2
- Apply online or over the phone
What is Accidental Injury Insurance?
Cover for a range of accidents anytime, anywhere
While there's no way to prevent all accidents from happening, we can take steps to protect ourselves, financially, from the inconvenience they can cause. Accidental Injury insurance can pay a lump sum benefit if you suffer one of a number of listed injuries – helping you cope financially while you recover.
You can use the benefit in whichever way suits you; to help cover medical bills, everyday expenses e.g. mortgage or rent, groceries or to cover lost income. You are covered 24 hours a day, seven days a week – even if you are overseas.
Protect against a number of common injuries:
- Fractures
- Dislocations
- Severe burns
- Loss of limbs or sight
What's included?
Features and Benefits
Want more details? View the Product Disclosure Statement or Financial Services Guide.
Applying is quick and easy
- No lengthy forms or medicals
- Get a quote in 30 seconds
Life Insurance Guide
Unsure what you need?
Look at ways to protect yourself depending on your circumstances
Select what best sounds like you
What injuries are covered?
Examples of injuries covered and the benefits that may be payable
You are covered against a number of common injuries, such as broken bones, burns and dislocations. For more serious injuries that require longer time e.g. loss of sight, the more financial protection you will receive.
View our Product Disclosure Statement for a full list of injuries and benefits.
AAMI Accidental Injury provides cover for a number of common injuries. The amount of any benefit payable under AAMI Accidental Injury inusrance will depend on certain factors including the type of injury and package chosen. Refer to the AAMI Accidental Injury Insurance combined Product Disclosure Statement and Policy Document.
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Insurance to protect against sickness & injuries
Receive a monthly benefit to replace up to 75% of your income4 if you're off work due to sickness or injury.
How to claim in 3 easy steps
In the unfortunate event that you need to make a claim, we're here to ensure you receive the help you need as quickly and painlessly as possible. We're here to help.
1. Call us
Call us on 13 22 44 as soon as possible after the event
2. Receive a claims pack
We will send you a claims pack to fill in
3. Complete form
Send us the completed claim form & requested info
How to claim in 3 easy steps
In the unfortunate event that you need to make a claim, we're here to ensure you receive the help you need as quickly and painlessly as possible. We're here to help.
1. Call us on 13 22 44 as soon as possible after the event
2. We will send you a claims pack to fill in
3. Send us the completed claim form & requested info
Join the 2.8 million Australians who "turn to AAMI"
Insurance you can trust
Trusted by 2.8 million Australians with their insurance needs2.
Talk to a real person
Australian based call centres there to support you when you need us most.
Award winning insurance
Winner of the 2014 Plan for Life - Direct Life Insurance Overall Excellence award.
Call 13 22 44 if you have any questions
1. For ages 18-65 for a standard package.
2. Includes customers of both AAI Limited and Suncorp Life & Superannuation Limited which hold AAMI branded products.
3. Must be aged 18-75 and Australian permanent resident or citizen.
4. Eligibility criteria apply.
AAMI Lucky Club offers unique experiences exclusive to our customers. Access to shows, events and attractions with a little something extra – for you to enjoy with family and friends. That’s not very insurancey.
