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Just because you don’t have children to worry about doesn’t mean you and your partner aren’t without financial obligations. Your responsibilities are geared towards each other.
Whether you’re living in a de facto relationship or happily married, you still share increasing financial obligations as you accomplish goals together. Is marriage on the charts? You may wish to buy your first home, get a promotion or change industries, and even plan for kids down the track. These are all expensive affairs.
- Financial Independence
- Savings goals
What cover may be right for couples?
If your health took a major knock and you could no longer work, life might be very different living on only your partner’s income. You may find it difficult to manage your financial obligations and maintain your lifestyle while you can no longer contribute to these expenses.
The end isn’t something young lovebirds think about, but death is inevitable. If something did happen and you were no longer around, what would it mean for your partner and the financial obligations you leave behind?
The earlier, the better
Facts of life
Even if the worst doesn’t happen, it’s still much cheaper to get life insurance as a young couple compared to later on in life.