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Travel Insurance

Enjoy a hassle-free holiday with our comprehensive international travel insurance for singles, couples and families.

Why choose AAMI Travel Insurance?


From the beach to the bush, we can help you enjoy your holiday without the headaches from just $1.95 a day*.


Get a quote Get a quote

Policy document downloads

Product Disclosure Statement (PDS)

This is just a summary. Limits/conditions apply. For full details about what is and isn't covered, check the Product Disclosure Statement (PDS). It's dry, we know, but it's essential reading.

What does travel insurance cover?

Travel insurance covers you against some of the things that can go wrong after you’ve booked an overseas holiday. It can help cover the costs associated with things like delays or cancellations outside of your control, medical expenses, and baggage that’s lost, stolen or damaged.

Lucky you're with AAmi

  • Find medical facilities and monitor your medical care

  • Look after evacuation or repatriation if appropriate

  • Make direct payment of hospital bills to the hospital

  • Contact the issuer when passports, travel documents or credit cards are lost

  • Reschedule travel plans disrupted by an emergency if your travel agent isn’t available to help




+61 73305 7053

Emergency Assistance

  • Contact us from anywhere in the world
  • Call us 24/7
  • We accept reverse charges


Claims and emergency assistance services are managed by an external provider on our behalf.

Real Customers

AAMI Customer Reviews

Why is travel insurance important?

If you become
and you cannot complete your trip

We will cover

  • The cost for you to return you home to Australia
  • Cash for miscellaneous expenses if you’re hospitalised for more than 48 hours ^
  • Travel and accommodation for a medical escort
  • Child care costs for dependent children travelling with you ^

If your journey's
by unforeseen circumstances

We will cover

  • The cost of cancelled travel and accommodation
  • Travel agent's cancellation fee
  • Frequent flyer or similar scheme points
  • Unrecoverable costs of tickets for special events you can't attend ^
  • Hire car insurance excess^

If there's a

We will cover

  • Funeral expenses and the return of your remains if you die overseas
  • Your return to Australia for a relative’s unexpected injury, illness or death

If your baggage is

We will cover

  • New for old replacement 
  • Limit of up to $6,000 (single policy) or $12,000 (multi-person policy) ^
  • Replacement of travel documents^

^Limits and conditions apply. For full details about what is and isn't covered, check the Product Disclosure Statement (PDS).


Frequently asked questions

*Price is based on a single trip and single person policy for a traveller aged 36 with no pre-existing medical conditions travelling to Region Four – South Pacific Area with a journey start date of 16 April 2019 and a policy end date of 12 October 2019 with a $200 excess


Find out exactly what AAMI customers think about our Travel Insurance.

AAMI Travel Insurance is rated 4.6 out of 5 by 673.
Rated 5 out of 5 by from easy form Easy form to fill in and appropriate questions. Perfect features for us.
Date published: 2019-10-17
Rated 4 out of 5 by from Quick and Easy was in a rush and no one was answering the phone so just quickly got a quote and signed up online
Date published: 2019-10-16
Rated 5 out of 5 by from Super fast and easy! Was quick, easy and hassle free. Would recommend to others
Date published: 2019-10-16
Rated 5 out of 5 by from Easy Nice and simple to get the ball rolling for our trip away
Date published: 2019-10-16
Rated 1 out of 5 by from Your IT team should address the flaws in the form system The form told me my address was wrong several times. My address is 12/3-4 Smith St. I got all the way to the end - I'd put in my credit card info and hit buy - and THEN it told me that my address was wrong. I had to click through each page back to the beginning. I changed it to Unit 12 3-4 Smith St and then clicked forward through each page again. Again I put in my credit card info. Again it told me it was invalid. Customers shouldn't have to guess what part of their address the system will not accept. Most websites handle my address without an issue. The site should say 'Please use only numbers and letters', etc. Also, customers shouldn't have to navigate through every page to go back to wherever the error is. The website should warn the customer as soon as they enter the information. This left me frustrated. Other than my 'online experience', the product itself is great value. I'd still recommend AAMI to friends and family.
Date published: 2019-10-15
Rated 5 out of 5 by from So simple! The whole process was simple and user friendly, would use again no worries
Date published: 2019-10-15
Rated 4 out of 5 by from Too easy, no stress Easy to navigate site, had no issues in reading or understanding relative questions. Was recommended to me by a friend.
Date published: 2019-10-15
Rated 5 out of 5 by from very easy Was very easy to get a quick quote and make the decision.
Date published: 2019-10-14
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Do you have a pre-existing medical condition?

If you would like to talk to us about obtaining cover for a pre-existing medical condition which is not listed in the PDS as one we cover please call us on 13 22 44 and we can discuss product options.

Unlimited medical expenses

We will pay unlimited medical expenses if you’re injured or become ill while travelling overseas.

This also includes travel and accommodation for another person to travel to where you are and either stay with you or escort you home based on the advice of the medical practitioner.

For full details about what is and isn't covered, check the Product Disclosure Statement (PDS).

Lost, damaged or stolen baggage

We cover baggage, personal effects or travel documents that are lost, stolen or damaged beyond repair during your trip. This could include items such as your

  • Suitcase or travel bag
  • Handbag
  • Jewellery
  • Mobile phone
  • Digital camera
  • Passport^

The loss, damage or theft of baggage and personal effects is covered up to a total policy limit of $6,000 for a single-person policy^. Per item sub-limits also apply to claims for different types of baggage and personal effects. For example, single general items, like a handbag or item of jewellery, are limited to $700 under a single-person policy.

Cancellation cover

We will cover reasonable cancellation costs and additional travel and accommodation required for travel interruptions, delays due to replacing a lost passport, or if you are directed into quarantine.

Travel interruptions include a strike, riot, civil commotion, natural disaster, or severe weather conditions.

For full details about what is and isn't covered, check the Product Disclosure Statement (PDS).

Free extended period of cover

If you are unable to return to home to Australia within because the overseas treating medical practitioner advises you in writing to extend your stay because of a medical condition, we will extend the period of cover.

For full details about what is and isn't covered, check the Product Disclosure Statement (PDS).

Cover for singles, couples or families

AAMI travel insurance is for permanent Australian residents aged between 18 and 65. Children under 18 years old can be added to an accompanying adult’s policy.

The Single policy covers 1 adult and up to 1 child.
The Multi-person policy covers up to 2 adults and 8 children. 

For full details about what is and isn't covered, check the Product Disclosure Statement (PDS).

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