Kilauea Volcano Eruption
Kilauea Volcano in Hawaii recently erupted following a magnitude 6.9 earthquake. The following is advice for customers who are currently travelling or with upcoming journeys.
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#AAMI travel insurance is for permanent Australian residents between 18 and 65 and their dependent children under 18 years of age. This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement). It's dry, we know, but it's essential reading.
If you become
ill or injured
If your journey's cancelled or delayed
by unforeseen circumstances
If there's a
If your baggage is
lost, stolen or damaged
up to $6,000 (single) or $12,000 (multi)*
With AAMI’s Travel Insurance, we cover the costs of all medical expenses from illness or injury sustained on your journey outside of Australia, with no maximum limit. We also have you covered for dental expenses, as long as they’re needed to repair damage from an injury you’ve sustained through your international travels.
Keep in mind, we don’t cover medical or dental expenses that are:
You can work overseas covered by your AAMI Travel Insurance if:
Outside of this, we don’t provide any cover (including medical expenses) for paid work on your journey.
For example, if after arriving in England you decide to spend two weeks working in a pub in London, your cover is suspended for the entire period you're doing paid work for your British employer.
Yes! You're covered for the first 72 hours of each stopover in a country outside of the region you've selected in your policy. If you plan to spend more than 72 hours in a country you're travelling through, you should select that travel region to make sure it’s a part of your Travel Insurance policy.
For example, say you’re flying from Melbourne to Singapore and spending a week there before flying to London. You should select our Region Two – ‘All countries except the USA, Canada, Japan and countries in Africa’, to make sure you’re covered in both Singapore and London.
While AAMI doesn’t cover losses or expenses arising from most pre-existing medical conditions, there are a few we do:
Under certain circumstances we may not cover these pre-existing medical conditions; make sure you read our PDS to see exactly what you’re covered for before you hit the road.
Yes, you’ll need to take out insurance on your hire car as it’s not included in your Travel Insurance policy. If you do find yourself making a claim with your hire car insurance during your travels, AAMI will cover the excess cost (up to a certain limit).
All you have to do is lodge your claim with your hire car insurer (as you normally would), and provide us with a written report from them that shows you have to pay the excess.
AAMI Travel Insurance covers you throughout your international travels, as long as your journey starts and ends in Australia. It doesn’t cover you while you’re in Australia.
Our travel insurance policies are categorised by regions, so you can make sure you’re covered exactly where your travels take you. Setting specific regions can also help you save on your premium.
Our Travel Insurance covers some sporting activities but not others.
The ones we don't cover are:
No, we don't cover credit/debit cards, travellers' cheques or cash.
However, you are covered up to $500 on a single person policy or up to $1,000 on a multi-person policy for the replacement of lost, stolen or damaged travel documents such as passports, tickets and visas.
Because our Travel Insurance covers trips that start and end in Australia, we don’t insure one-way trips overseas.