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Car insurance for married couples


Do you and your partner sometimes drive each other’s car? When married, ‘what’s mine is yours’ is often true, but you should make sure your car insurance policies reflect that.

If something happens while you’re driving a car for which you’re not a listed driver, and you need to make a claim, you could be leaving yourself open to extra costs, reduced payouts or a declined claim.

Is it more expensive to add your partner to your policy?

If you add secondary drivers to your insurance policy that isn’t Compulsory Third Party (CTP), also called Green Slip in NSW, it can affect the price. The exact difference can vary based on things like their age and driving history. But even if you have to pay a little more, you’re lowering your risk of being out of pocket if and when you have to claim.

How do I add listed drivers?

You can add or remove listed drivers at any time on your online AAMI account. It’s easy!


  1. Log into My Account

  2. Select your policy

  3. Choose ‘Update policy’

  4. Select ‘Listed Drivers’ under the ‘Update my policy’ heading to update details.

Can family members make changes to my car insurance policy?

If you want you or your partner (or someone else) to make changes to your insurance policy, you can list them as your nominated representative. They can update your policy on your behalf, such as renew your car insurance. However, your nominated representative can’t add or remove you as a policyholder. For example, if you want your partner to become an additional policyholder, you’ll need to speak with us. Simply call us on 13 22 44 or email us at

You’ll need to include:

  • Your full name (first and last name)

  • Your date of birth

  • Your full address, and

  • The full name, date of birth, and phone number of the person you want to make a nominated representative or the new insured policyholder.

Get the most from your car insurance   

Still want to explore your options? Learn more about our car insurance options today!

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Insurance is issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI. Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available.