Which car should I buy: Take the quiz

By AAMI 18 August 2022

How to choose the right car

When it comes to buying the right car, you might want to consider:

whether you want a new, used, or leased car
your budget
passenger space
comfort/feel
fuel efficiency, and
what terrain you’ll drive on.

Like shoe shopping, the style, feel, brand, and space within a car are all things you might consider. But unless you’re doing your shoe shopping on Fifth Avenue, a new pair of boots probably won’t cost you up to (or even upwards of) tens of thousands of dollars. So, budgeting may play a slightly more important role in car shopping.

Our car-buying cheat sheet could make choosing the right car a little easier — and make sure to try the ‘Which car should I buy’ quiz?

Quiz: Which car should I buy?

Small hatchback

You might be looking for a practical car to do some city driving that comes at a reasonable price.

Hatchbacks are generally smaller than other car types, meaning you might be able to squeeze into parking spots SUV drivers could only dream of. But small hatchbacks generally can’t tow as much as a ute or SUV.

They often have two or four passenger doors and the (usually roomy) boot is accessible from the back seats. This can create more cargo space when needed.

Benefits listed by Finder.com.au include the hatchback’s fuel efficiency, and that it can generally retain its value longer than some other types of cars.

Sedan

Sedans are a popular choice, and for good reason.

They’re usually longer than a hatchback, with a bit more seating space, and have a boot that’s separated from the passenger seats. Because they’re lower to the ground, they can generally guzzle less petrol than some other models, such as some SUVs (help the planet and your wallet!). Their shape also means they could be less likely to roll over than other models, so safety-conscious buyers might opt for this model over others.

If you’re looking for a car that can get up to speed quickly, sedans are worth exploring.

SUV

Calling all soccer parents! SUVs make a great choice for those hauling their families, sports gear, musical instruments, prams, the cat carrier, a car seat… Basically, you need room, and a lot of it.

If you also like heading for the hills on the weekend, SUVs may fare better than other vehicles on off-road terrain.

The trade-off is that SUVs can generally cost a bit more, both on their purchase price and maintenance. And, SUVs may not be as environmentally friendly as other models, according to the Guardian.

Their larger size might limit your parking options. But hey, that five-minute walk to the office could be a great chance to pause before another day of meetings and school pickups.

Coupe

You’re less about practicality, and more about style.

That said, there are some pros to coupes that go beyond aesthetics. Because coupes are lighter than certain other cars, breaking and acceleration performance is usually better.

Often coupes and sportscars have very small backseats, more suited to a pooch or handbag than a human passenger. So, if you’re hoping to chauffer your friends around, or start a family soon, you might want to plan for a second car. And if that’s not doable, it might be worth considering another option.

There’s plenty of other types of cars like utes, station wagons, people movers, electric cars, and hybrids to choose from.

There are a few other factors that are worth exploring when car shopping.

Budget

When choosing a car, you’ll need to decide if you want a new or used vehicle. Your budget will likely help determine if you go for pre-loved or spend a little more for that new-car smell. Or, you could lease a car if that’s an option that woks for you.

According to carchase.com.au, a car loses between 10-15% of its value the moment you drive it out of the dealership. If you paid $30,000 for your new car, that could be a $4,500 drive home. A new car purchase may not be a financial investment. But for some, their car is their baby, so they’re happy to spend their money on something new and shiny.

Features

Do you want in-built GPS technology and seat warmers, or do you just want something that will get you from point A to point B, without all the frills? Think about how you like to drive, and how much time you’ll spend driving. Is it worth investing a little more for the latest gadgets? Or maybe your Best of Abba CD and a slightly wobbly disc drive will serve you just fine.

Think about your needs, lifestyle, and main concerns. Explore reviews, different makes and models, and prices. Will you buy a vehicle new, or go down the used car route? You may find something out there that ticks all, and if not, most, of your boxes.

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Insurance is issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI. Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available.