Animal collision guide: peak periods, hotspots & what to do

AAMI data reveals interesting findings around animal collision claims, including when and where they happen most and which animals are most commonly involved. Explore hotspots across Australia below and learn what to do in the case of an accident involving an animal. 

When do most animal accidents happen on our roads?

AAMI claims data suggests that the winter months (June-August) have, on average, more animal collisions than any other season. This may be because shorter days see us driving on roads more at times when animals are on the move, while poorer weather conditions and visibility might increase the chances of hitting an animal. 

AAMI animal collision claims in Australia

Animals most commonly involved in collisions

Kangaroos are getting into the most trouble on the roads, with 7,992 kangaroo collision AAMI claims in the recorded year between March 2018 and February 2019. Roos made up a whopping 83% of all animal collisions. Wallabies were next with 392 collisions.

Top AAMI animal collision hotspots in Australia

Canberra had the most animal collisions out of any Australian city, according to 2020 AAMI claims data. 

How to avoid animal collisions when driving

While it’s important to be extra vigilant during the winter months, in animal collision hotspots, and during dawn and dusk, drivers should always follow these safety tips when driving.

• Stay alert and expect the unexpected. If you notice road kill, slow down and pay extra attention. It’s an indicator of wildlife in the area.
• Try and avoid driving at dawn and dusk.
• Take extra care driving in regional areas and pay attention to signage.
• If you see one kangaroo, expect others to be nearby.
• Do not swerve suddenly if you see wildlife in front of you. Slow down and brake.

What to do if you hit a kangaroo

If you’re involved in a collision with an animal, stop to check its welfare, but only if it is safe to do so. If the animal is alive and injured, call your local wildlife rescue service. Many regional roads include signage with information on who to call.

Does car insurance cover damage to your vehicle caused by a collision with an animal?

AAMI Comprehensive Car Insurance may cover damage to your car in the event of a collision with animals and wildlife. You might be insured up to the amount covered/market value depending on what is reflected on your Certificate of Insurance, if your vehicle is considered a total loss as a result of the insured event. 

Third Party Property Damage and Compulsory Third Party (CTP) Insurance, on the other hand, will not cover damage to your vehicle as a result of an incident. However, if you or your passenger are injured in a not-at-fault collision with wildlife, CTP insurance may cover associated rehabilitation and medical expenses. Conditions and exclusions apply, so make sure to read your relevant policy document.

 

Explore AAMI Car Insurance
 

Read more:

• What happens when you’re in a car accident and not at fault?
• 7 myths about car insurance debunked
• When should you call for roadside assistance?

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Insurance is issued by AAI Limited ABN 48 005 297 807 trading as AAMI. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available. The information is intended to be of a general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.