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Low Cost Home Cover

Contents Insurance: Fire & Theft

Our low-cost Contents Insurance is for renters or home owners wanting cover for their own contents against fire and theft, up to $25,000.

Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  ( 5.0 out of 5)

The basics covered

Giving you peace of mind

  • Up to $25,000 for damage to or loss of the contents of your home caused by fire or break-ins
  • New for old replacement
  • Removal of damaged contents or storage of undamaged contents after a fire or break-in, up to $5,000
  • Damage to other people and their property

    Up to $20 million cover for your legal liability for an incident at your home address connected to you owning or living there.

  • Get a new policy online from just 50 cents a day!*

This is just a summary. For full details about what is and isn't covered, check the PDS (Product Disclosure Statement) It's dry, we know, but it's essential reading.

* 64% of AAMI Fire and Theft Contents Insurance customers paid $0.50 or less a day for their policy. Premium based on all AAMI Fire and Theft Contents Insurance policies in force on 30th November 2016, inclusive of taxes. Conditions and eligibility criteria may apply.

Contents (renters)

Imagine you had the power to pick up your house and turn it upside down. 'Contents' are all the household items that fall out (except for some things, such as cars and pets) that:

  • you own or are responsible for
  • are used primarily for domestic purposes
  • aren't permanently attached to the building

This is just a summary. For full details, check the PDS (Product Disclosure Statement). It's dry, we know, but it's essential reading.

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Paperless claims

Claim online now

I'm am so happy with the customer service I received with AAMI, after doing everything online I rang up AAMI customer service to double check for my own piece of mind everything I had done, the lady I spoke to was very nice and very helpful. Thank you so much AAMI and keep up the good work.

Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars Customer Rating

by TMC1 from Sydney Metro NSW on Contents Insurance: Fire & Theft

Reviews managed and sourced by BazaarVoice.

Fire & Theft Contents Insurance – is it just for renters?

In short, no.
It provides up to $25,000 cover for renters or home owners (excluding landlords) against fire and theft - offering peace of mind without the bells and whistles.

Just like our Home Contents Insurance, you'll benefit from new for old replacement (regardless of age) and up to $20 million legal liability cover.

But with Fire & Theft Contents you won't be able to customise and add extra cover for things like your mobile phone or bicycle. Nor will you be covered as a result of weather events - apart from fire of course.

Still not sure which contents insurance is right for you?
See our detailed comparison or get a quote online now.

2 types of contents for renters & owners

Fire & Theft Contents

  • Cover for portable items (e.g. mobile phones)
  • High value (+$1000) items like jewellery & art
  • Damage/loss from weather events apart from fire

Home Contents

  • Option to add Portable Valuables cover
  • Specify extra cover for high value items
  • Damage/loss from weather events and theft


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Helping you at every step

If you ever need to claim, your dedicated Client Manager will organise every detail from beginning to end.

  • All quotes and repairs
  • Sourcing of materials and replacement items
  • Requirements of your local council or authority
  • Tasks to get your home back to how it was
  • Regular communication with you throughout the process.