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The top 5 items stolen from homes 

By  AAMI

Curious about which items burglars most love to burgle? You’re in luck! We’ve used AAMI Contents claims data (2018-2022) to give you the scoop. We present to you the top 5 items stolen from Aussie homes (by quantity, not value).

1. Jewellery

If you have bling lying around your house, watch out! Jewellery is a high-risk category. These are the pieces most likely to be stolen:

Rings

Rings were the favourite target, unsurprisingly — they’re expensive and small, and easy for the average thief to slip into their pocket — and accounted for 5.2% of all claims.

Necklaces

Neck bling took 2nd place, making up 4.7% of all claims.

Watches

Watch out for your watches! They made up 4.1% of all claims.

Earrings

Earring were also a fav, making up 3.7% of all claims. 

To help cover your at-risk accessories, home security can be worthwhile. If you have beloved jewellery pieces at home, add a little extra peace of mind to your home safety plan with home insurance. AAMI Contents Insurance can cover your jewellery, not just against theft, but also fire, flood, storm and other insured events. This includes one-of a-kind pieces stolen from your home. Where possible, we’ll get them replaced or repaired. Otherwise, we’ll pay you what the item would have cost right before the loss or damage, up to the relevant limits.

Explore AAMI Contents Insurance

If you have a special item of jewellery valued over $2,000, remember to specify it on your policy. If we agree to, we’ll cover it up to it's specified value for an extra premium. Don’t worry about specifying at-home jewellery pieces and watches below this amount. They’re automatically covered up to $2,000 per item or set up to a total of $5,000. Limits, conditions and exclusions apply, so for the full lowdown on claims — including how to claim and what exactly you can claim for — check out our PDS.

2. Bags, wallets and purses 

The value of a handbag and its contents is often high, making these easy to grab-and-go items account for over 4.6% of claims. But while having to cancel credit cards and order a new licence is a pain, some comfort can be found in knowing home contents insurance will generally cover handbags and wallets, and many of the things they contain.

3. Tech

Laptops, notebooks and tablets made up 4.1% of our total theft claims. If you can’t imagine being without your devices, don’t worry; our standard Contents Insurance can cover them at home.

If you like to stay connected on the go, consider adding Portable Valuables Cover as an optional cover. And remember — you'll need to list these types of devices on your policy as ‘extra cover portable valuables - specified items’.

Discover AAMI Portable Valuables Cover

4. Power tools

These items made up 3.7% of all our recent theft claims.

Luckily for tradies (and anyone who keeps equipment used for business purposes at home), we cover tools of trade. These items don’t need to be specified; you’re entitled to up to $2,000 if they’re lost or damaged in an insured event.

5. Bikes

Whether thieves are after a new set of wheels or perhaps trying to make a quick getaway, bicycles were the fifth most stolen item from homes – making up 3.1% of all claims. Luckily, standard bikes are covered for loss or damage at home under an AAMI Contents Insurance policy. 

 

How to make an insurance claim for break-ins and theft

While you may be feeling angry and anxious, it’s important to immediately deal with the problem of a break-in. Start by calling the police and documenting the exact state of your house. Go through and identify what items are missing, and what repairs will be needed. Then get in contact with us to make a claim.

We know how stressful it can be when the unexpected happens. That’s why we’ve made it easy to claim online or via the AAMI App. Here you'll be guided through each step – a simpler, faster and more streamlined way to make a claim.

Make a claim

 

There you have it folks: these are the top 5 items burglars love to get their hands on — based on AAMI claims data. Remember, you can’t always prevent a home invasion, but you can get covered.

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Insurance is issued by AAI Limited ABN 48 005 297 807 AFSL 230859 trading as AAMI. Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available.