Cover for your life, so your loved ones are taken care of.
- Pays a lump sum up to $1.5m for death and terminal illness
- Get an advance payment up to $10,000 upon death
- Cover until your 99th birthday
- Inflation protection included
- Extra cover with our Life Events feature
- Optional Severity Based Illness Cover
Cover for if you become sick or injured and can’t work.
- Cover up to 75% of your income, up to $10K per month
- Choose a claim benefit period and claim waiting period that suits your needs More about claim benefit and claim waiting period
- Premiums are usually tax deductable
- Pay no premium for up to 3 months while receiving benefits with our Life Premium Waiver More about pay no premium while receiving benefits
- Inflation protection included
AAMI Life Insurance policies are issued by TAL, who played a key role in creating the Life Insurance Code of Practice. AAMI Life is committed to delivering the best possible customer service standards. AAMI Life will continue to look for ways to raise the standards of customer service now and over the years to come. Read more.
At TAL, we are committed to supporting our customers who may be experiencing vulnerability or have unique needs. Contact us or see how we can help if you are experiencing financial hardship or domestic and family violence.
^The '$100 off first year discount' is available to new customers who take out a quote and purchase a new AAMI Life Insurance or Income Protection policy between 28 August 2025 and 25 February 2026. The $100 is spread evenly across the first year's premium payments; full benefit requires maintaining the policy for 12 months unless premiums are paid annually. If the policy is cancelled or payment frequency changes during the first year, any unallocated portion of the discount will not be honoured. This discount applies only once per policy and does not continue after the first year.
Where an eligible customer is also an existing AAMI customer who hold other AAMI branded insurance policies such as home or car insurance, the customer will also receive the standard 5% Existing Customer discount offered on AAMI Income Protection or Life Insurance.
TAL as issuer of the policy reserves the right to change or withdraw this offer for future customers at any time without prior notice.