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What to look for in singles health insurance

By  AAMI

If you’re a young and healthy single Australian resident, health insurance may not be the first thing on your mind. Or, you might be wondering how to get the peace of mind health insurance brings, without breaking your budget. But you shouldn’t have to choose between taking care of your health and living your life. Taking steps to cover yourself – especially if you get hurt, sick, or need an ambulance – can let you focus more on enjoying every moment.

If you’re researching singles private health insurance, here are some key things to consider.

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Singles Health Insurance that suits your needs

You can get AAMI Health Insurance for singles that puts you in the driver’s seat – just select the level of cover that best suits your individual needs and budget. And remember, health insurance isn’t just for times of need, but to also help you get the most out of each day.

As a young single Aussie, you might take your health for granted. It can be easy to let a trip to the dentist, optometrist, or physio slide even when you need it, especially if you’re worried about your budget. But it’s worth thinking about how the choice to get health cover  sooner rather than later could save you from future financial stress. Potentially finding yourself out of work when recovering from an accident on top of pricey private medical bills isn’t anyone’s idea of a good time.

Affordable options for different needs

Singles health insurance is definitely not a ‘one-size-fits-all’ kind of deal. But there are ways to give yourself peace of mind with health cover – without having to resort to instant-noodle dinners seven nights a week.

Whether it’s your first health cover or health cover for a fresh start, prioritise what you need, and don’t pay for what you don’t. AAMI Health Insurance’s Starter Hospital cover can be an affordable option for singles. It can cover you for certain types of accidents, some specified hospital procedures, and unlimited emergency ambulance*.

Extras that won’t break the bank

If you want health cover that includes what’s important to you, AAMI Health Insurance Extras cover you for a broad range of services. So, whether you want basic Dental, Physio and Chiro, or something more, we have you covered. For only a bit more each week, get AAMI Starter Boost Extras cover and treat yourself to higher annual claim limits, plus major dental and natural therapies like remedial massage and acupuncture. Depending on your needs and the level of cover you choose, you might be able to claim back between up to 60% - 70% of the cost on Extras (until you reach the annual limit – see the Health Insurance comparison table for annual limits.

Singles health insurance that’s easy to manage and claim

While health insurance mightn’t be your most exciting purchase this year, it may be your smartest. You’ll find AAMI’s Hospital or Extras Health Insurance cover easy to manage, and claiming is simple! You can claim over the phone or even by uploading a photo of your receipt online. 

Compare singles health insurance online

Need a comparison? Crunch the numbers using our Health Insurance comparison guide and compare which singles private health insurance best suits your lifestyle and budget. If you have any questions, call one of our friendly AAMI Health Insurance staff members for a chat on 13 22 44 (MON to FRI – 8.00am - 8:00pm AEST/AEDT, SAT – 9:00am – 1:00pm AEST/AEDT).

Get a quote

* Excludes residents of QLD and TAS who have ambulance services provided by their State Ambulance Schemes.

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AAMI Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib. Information provided is general advice only and has been prepared without taking into account any person’s particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document and Target Market Determination available at www.aami.com.au and consider whether it’s appropriate for you before making any decisions about whether to buy or continue to hold a product.