Get a SMART repair for minor damage to your car


As careful as we might be when driving, minor dings and weather damage can still occur — but our SMART repair network helps take the stress out of organising repair quotes and provides fast turn-around times for minor to your car.

Learn about the SMART repair system and how our claims process makes getting back on the road simple.

What does SMART Repair stand for?

Through SMART (Small Medium Accident Repair Technology) Repairs, we’re able to provide quality repairs to vehicles with minor damage quickly and safely. SMART Repairs has a network of nationwide sites powered by great teams that offer repairs 50-70% faster than the industry average and a lifetime guarantee on all repairs.1

Want to avoid the stress of organising repairs for your damaged motor vehicle? AAMI car insurance can help. 

Get a Car Insurance quote

What does SMART repair cover?

SMART Repairs specialise in high-quality repairs for drivable vehicles that have sustained minor collision damage. This means that if you have backed into another car and you’re insured with AAMI, resulting minor damage can be repaired with SMART Repairs.

If your car has been damaged so much so that it can’t be driven, you can still lodge a claim with us to begin the assessment process and see if the damage is covered by your policy. Your excess is not dependent on the extent of the damage to your vehicle or the repair process used. Any excess you do need to pay depends on what policy you have with us. To learn what your specific policy covers, check out the relevant Product Disclosure Statement.

If you’re looking for your closest assessment and repair centre, simply select your state or territory from this list of our authorised S.M.A.R.T centres

Car insurance claims made quick and easy 

With all the stress that a motor incident can create, it's easy to forget what you need to do when making a claim. If you make a claim for an event covered by your policy where your car has minor damage, SMART Repairs are automatically selected. Processes for paying your excess are the same regardless of what type of repairs your need. 

It’s simple to claim online or through the AAMI App. Prepare what you need based on our claims checklist and our seamless online claims process will guide you through the whole process.

Through the app, you have access to step-by-step guidance right at your fingertips. From helping you remember what information to include, to tracking your claim as it goes along, the AAMI App makes claiming easy. 

Make a claim



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Insurance is issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI. Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determinationis also available.

The information is intended to be of general nature only. Subject to any rights you may have under any law, we do not accept any legal responsibility for any loss or damage, including loss of business or profits or any other indirect loss, incurred as a result of reliance upon the information. Please make your own enquiries.