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Home security: Setting up home security cameras
If your home is your castle, it’s important to keep it secure.
Though the rate of property crime in Australia has been declining since 20011, you shouldn’t just set and forget your home security. There are many types of home security systems on the market, from traditional alarm systems to CCTV.
And depending on which system you choose, you may even be able to monitor your home while you’re away on holiday.
Why is home security important?
The importance of home security cannot be understated. As well as protecting your things, it may help to keep you and the people you live with safe from intruders.
Typically, the sight of a home security system — whether a traditional alarm system or CCTV — is a deterrent to burglars, who are usually opportunists when choosing where and when to commit theft.
In addition to having a home security system, Home and Contents Insurance can help you repair damage to your home or replace stolen items following a break-in And if you do need to make a claim for a break-in, having footage of the incident could prove useful.
Choosing a home security system
Traditional alarm systems
A traditional alarm system, also known as an intruder alarm, operates from a control panel that’s connected to motion sensors and reed switches around your house. If at any time these devices are triggered, the alarm will sound.
A back-to-base alarm is another popular type of intruder alarm. This kind of alarm system may be monitored by a security organisation. If it’s triggered, the organisation will receive an alert that your alarm has been activated. They will then either contact you, dispatch security or notify the police to investigate.
You might find this type of alarm more effective than an alarm that only makes noise. Though that kind may alert your neighbours if there’s an issue, you’ll likely be notified of a break-in much more quickly with a back-to-base alarm system.
A Closed-Circuit Television (CCTV) system involves installing cameras on the outside (and sometimes inside) of your property. These cameras record the activity around your house, instead of alerting you or a security organisation that there’s been a break-in.
With a CCTV system, you’re able to view the footage remotely on your laptop or smartphone. You may also be able to review it after an incident, which can support your insurance claim or provide evidence in court if you decide to press charges.
Often, CCTV is used in addition to an intruder alarm system. Cameras can be an effective way to visually deter burglars but, without the added sound alert, they may not be as effective as when paired with an alarm.
Setting up home security cameras
When the time comes to set up your home security system, it’s important to follow the instructions that come with the unit. However, if you’re unsure, or your system’s installation exceeds your DIY ability, it may be useful to have it installed by a professional.
How a home security system could support your insurance claim
CCTV footage recorded during an incident may help to substantiate your insurance claim. If you’re an AAMI customer, you can:
- send an mp4 file (no larger than 15MB) to email@example.com with your claim number in the subject line
- post a USB drive to AAMI Insurance, GPO Box 2988, Brisbane Qld 4001, or
- upload your footage to a video sharing website, like YouTube, as a private link. You can include this link with your claim if you’re using the AAMI App or submitting it online, or send it to us via email.
- How to prevent home burglary
- How much should you insure your house for?
- How dash cams can affect your car insurance claim
Insurance is issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI. Read the relevant Product Disclosure Statement before buying this insurance.
This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it. The information is intended to be of a general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon a home security system – please make your own enquiries.