AAMI has Health Insurance to cover couples at all stages of life — whether you’re a young couple, starting a family or planning retirement. From love letters to living together, you and your partner have a unique story to tell about looking out for the one you love. Health insurance for couples can help you make sure each of you is covered should the unexpected occur.
Starting a life with the one you love shouldn’t break the bank. AAMI Health Insurance Basic Hospital Plus Cover is a great affordable health insurance option for younger couples. It doesn’t include higher risk and higher cost services you may not be looking at now, such as heart procedure or pregnancy-related services. This way, you can pay only for the things you need, so you can focus on getting started with your future.
Thinking about adding a new member to the family? You may start considering the things you’ll be facing throughout pregnancy and beyond. AAMI Health Insurance’s most comprehensive cover, Gold Hospital, includes pregnancy and all Medicare recognised in-hospital services, such as:
Pregnancy and birth
fallopian tube, uterus, and ovary infertility investigation and
retrieval of eggs and implantation of fertilised eggs.
For many women, adding Extras cover to their health insurance can also help to give peace of mind at a very important time. Add Premium Active Extras cover to your Hospital cover to extend the range of Antenatal and Postnatal Services and Treatments you’re covered for. Not only will you get higher annual limits, but you’ll also be able to claim 70% back (compared to 60% on our other Extras covers).
As you get older, your needs and lifestyle can change. If you’ve had children and they’ve left the nest, you and your partner should re-evaluate your health insurance to see whether it’s the right for you.
AAMI Health Insurance Silver Advantage Hospital cover can give you the highest level of hospital cover, without the added costs of things you’re unlikely to need, like pregnancy or IVF services. Instead, you can get cover for more relevant services, like:
Rehabilitation from injury
Back surgery and
Hip and knee replacements.
Selecting the right level of cover for you and your partner
These are just some of the ways AAMI Health Insurance for couples can keep you covered at each stage of your relationship. If you’re unsure of where you fit and what you can afford, our Health Insurance lifestage guide for couples can help.
AAMI Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib) a registered private health insurer, and is arranged by Suncorp Insurance Ventures Pty Ltd ABN 53 158 182 042 (SIV), for which SIV receives commission. Read the Product Disclosure Statement before buying this insurance. Information provided is general advice only and has been prepared without taking into account any person’s particular objectives, financial situation or needs.
^ Residents of Queensland and Tasmania who have Ambulance services provided by their State Ambulance Schemes are not covered.
The immediate necessary treatment required as a result of an accident. To be covered for the Accidental Injury Benefit, you must provide documented proof that you have sought treatment at a hospital emergency department within 24 hours of the Accident.
The Emergency Department attendance is classed by the Australian Department of Health as an outpatient service, not a hospital admission, and therefore it is not payable by the Fund. The Accidental Injury Benefit covers further treatment in hospital as an admitted patient, where you are re-admitted to a hospital within 90 days of the initial visit For example:
If you were sent home from the Emergency Department before returning within 90 days to be admitted as an inpatient for further treatment relating to the original accident.
AAI LIMITED TRADING AS AAMI AAMI Home Building and Home Contents Insurance, Landlord Insurance, Strata Insurance, Car Insurance, Motorcycle Insurance, NSW and SA CTP Insurance, ACT MAI Insurance, Caravan Insurance, Business Insurance and Travel Insurance are issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI. Registered Office, Level 28, 266 George St, Brisbane QLD 4000.
Information provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available at www.aami.com.au and consider whether it's appropriate for you before making any decisions about whether to buy or continue to hold a product. The Target Market Determination is also available.
This content is current for Home Building, Home Contents, Fire & Theft Contents, Landlord, Strata, Car, Caravan and Motorcycle Insurance policies with a start date after 14 December 2020.
AAMI PET INSURANCE Pet Insurance is issued by The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard); distributed by Pet Insurance Pty Ltd (ACN 607 160 930; AR 1234944) (PIPL) and PIPL's authorised distribution partners (including Platform Ventures Pty Ltd (ABN 626 745 177; AR 001266101) (Ventures) under the AAMI brand); and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). PIPL and Ventures are authorised representatives of PetSure. PIPL and PIPL's authorised distribution partners (including Ventures) will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any - ask PetSure for more details.
AAMI HEALTH INSURANCE AAMI Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib.
AAMI LIFE INSURANCE AAMI Life Insurance products, other than in some circumstances the Redundancy Benefit, are provided by either Asteron Life & Superannuation Limited ABN 87 073 979 530, AFSL 229880 (Asteron) or by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life) which is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). Both Asteron and TAL Life are part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL companies are not part of the Suncorp Group. TAL companies use the AAMI brand (brand of the Suncorp network) under licence. Redundancy Benefit issued on or before 31st March 2020 was offered by AAI Limited ABN 48 005 297 807, AFSL 230859 (AAI) trading as AAMI which is part of the Suncorp Group. New Redundancy Benefit policies and renewals offered from 1st April 2020 will be issued by Asteron Life & Superannuation Limited, ABN 87 073 979 530, AFSL 229880 (Asteron). The different entities of TAL and the Suncorp Group of companies are not responsible for, or liable in respect of, products and services provided by the other.
Any advice on this page in connection with the Life products is general in nature and is provided by Platform Ventures Pty Ltd ABN 35 626 745 177 AFS Representative Number 001266101 (PV). PV is part of the Suncorp Group and an authorised representative of TAL Direct Pty Limited ABN 39 084 666 017, AFSL 243260 (TAL Direct). General advice does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold a Life Products you must read the relevant Product Disclosure Statement. The Target Market Determination is also available.