A renter’s guide to gardening


Just because you’re renting doesn't mean you have to miss out on the joys of gardening. While you might not have a sprawling backyard at your disposal, there are still plenty of gardening options that can brighten up your rental and provide you with a sense of nature's beauty right at your doorstep.

Indoor gardening options for renters

If you're a renter with limited outdoor space or no outdoor area at all, indoor gardening is your answer. Houseplants are perfect for small spaces, adding a touch of green to your living room, kitchen or even your bedroom. Opt for low-maintenance plants like succulents, snake plants or peace lilies that thrive in various light conditions.

For particularly good, sunny spots, try growing some indoor herbs like basil or parsley to get some extra functionality out of your greenery.

Outdoor gardening options for renters

For those who have a balcony or small outdoor area, you can explore container gardening. Pots, hanging baskets and vertical gardens are fantastic options to grow herbs, flowers and even small vegetables. Plus, pots and baskets are easy to transport if you need to move, and are covered by AAMI Contents Insurance when at the insured address!*

Explore AAMI Contents Insurance

For those fortunate enough to have a backyard, you've got even more opportunities to flex your gardening muscles. If you’re on good terms with your landlord, you may want to see if you can do something a bit more permanent. If not, container gardens are just as viable here – plus you can take them with you when you move out!

How to set up a raised garden bed

If you're craving a more extensive garden experience, you may want to consider setting up a raised garden bed. These elevated planters offer numerous advantages, including better soil drainage, reduced strain on your back and improved pest control.

Since raised garden beds can be part of the ground, they may not be covered by contents insurance. Plus, since they’re a somewhat permanent fixture, consider getting in touch with your landlord and checking that they’re okay with the set-up – if you get the green light, you can prepare your green thumbs.

Setting them up is usually a straightforward process. You can buy ready-to-go kits from many hardware shops, or you can try to build your own from recycled materials for that extra-rustic aesthetic – as long as it’s a box you’re able to fill with dirt, you’re good to go. Choose a sunny spot, fill it with quality soil and start planting!

Tips and tricks for maintaining your garden

  • No matter the size of your garden, maintenance is key. Keep up with watering, fertilising and proper pruning so your plants flourish.
  • Research the specific needs of your chosen plants – a tropical plant probably won’t survive a Victorian winter!
  • Regularly check for pests and diseases, and act quickly if you spot any issues.
  • Gardening is a learning process, so don't hesitate to seek advice from local nurseries or online gardening communities.

Make sure it’s covered

AAMI Contents Insurance was designed with renters in mind. It offers cover for your furniture and belongings, as well as your super important pot plants.*

Explore Contents Only Insurance

Read more:

* Subject to the terms, conditions, limits and exclusions of your policy. Contents does not include plants, trees, shrubs and hedges in the ground.

Insurance issued by AAI Limited ABN 48 005 297 807 trading as AAMI. Read the relevant Product Disclosure Statement before buying this insurance. The Target Market Determination is also available. This advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it.

The information is intended to be of general nature only. Subject to any rights you may have under any law, we do not accept any legal responsibility for any loss or damage, including loss of business or profits or any other indirect loss, incurred as a result of reliance upon the information. Please make your own enquiries.