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Home Insurance

You're in good hands. AAMI is the trusted home insurance provider of around 800,000 Australian homes.

Get a quote for

All breakpoints

Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  ( 5.0 out of 5)
Landlord Renter


Most Popular


up to 10% off*

Simply bundle Home and Contents together. Call 13 22 44 to update your existing home policy.

Repairs up to the Sum Insured or Complete Replacement Cover with no set limit on rebuilding cost - great for protecting against underinsurance

What's the difference?

Online Offer


Save $50

Plus 10% off - Home and Contents bundle discount.*

Damage to or loss of your home, garages and sheds caused by fire, break-ins or weather events such as floods

Temporary accommodation

Repairs up to the Sum Insured or Complete Replacement Cover with no set limit on rebuilding cost - great for protecting against underinsurance

What's the difference?

Online Offer


Save $25

Damage to or loss of your contents, caused by fire, break-ins or weather events such as floods

New for old replacement

Optional portable valuables cover allows you to specify higher values for items such as jewellery, and covers you against accidental loss or damage to items outside the home. 

Online Offer


Save $25

* Up to 10% combined policy discount does not apply to any extra premium for portable valuables cover

More for AAMI customers


Pet Insurance

If you’ve just brought home a new furry friend, you’ll want to make sure you have the right dog insurance or cat insurance. AAMI, together with, are looking out for your whole family.

Find out more

vs vs vs vs


Smart home lighting

20% OFF RRP of Sengled smart home products.

For added peace of mind and a connected home. AAMI is part of the Suncorp Network and we’re connecting you to Sengled. Get smart and save today!

Find out more

Added security

Wireless and easy to install. No ongoing costs.

Energy efficient

Carbon-neutral. Long-lasting bulbs that use less energy.

Smart technology

App controlled. Some products are Google Home and Amazon Alexa compatible*.


Cover for residential properties under a strata title

More about Strata

2-10 properties on a block including shared areas

Option to cover shared contents

Loss of rent or temporary accommodation


Call for a quote 13 22 44

Does my property need Strata Insurance?

If there's more than one building on the block of land, or your building shares a wall or other common property, such as a driveway or roof-top garden, then it probably needs Strata Insurance.

...there's more than one building on the block of land

...your building shares a wall share areas such as a driveway, courtyard or rooftop garden

Downsizing, investing or selling up?

You can access the latest market information on properties you own, rent or are viewing with the Suncorp App.

Extras and tools with our Home Insurance

Complete Replacement Cover

Our best protection against under insurance. If your home is damaged or destroyed by an insured event, we'll choose to repair or rebuild your house as it was or pay you the cash equivalent.

Learn more

Contents Calculator

Not sure how much to insure your contents for? Use this simple calculator to help you estimate the value of your contents and choose your sum insured.

Launch calculator

Portable Valuables

Extra cover for mobile phones, laptops, bicycles, handbags and a range of other items that you're likely to take outside your home.

Learn more

Home insurance articles

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Frequently asked questions

Customer Rewards

We’d like to introduce you to AAMI Lucky Club, a place where our customers come to get access to amazing experiences.

Now that’s not very insurancey.

Find out more


Find out exactly what AAMI customers think about our Home Insurance.

AAMI Home Insurance is rated 4.5 out of 5 by 1317.
Rated 5 out of 5 by from Great features. Easy D.I.Y. over the internet. I'm very happy about my experience with on line home and content insurance.
Date published: 2018-10-24
Rated 2 out of 5 by from Renewal dearer than a new policy Why is a renewal more expensive than a new policy?
Date published: 2018-10-16
Rated 5 out of 5 by from great way to seek insurance easy to answer questions, simple to access, best value after days of searching
Date published: 2018-10-11
Rated 4 out of 5 by from Good Price Happy with end result that,s all I need to say, please do not e-mail me
Date published: 2018-09-24
Rated 5 out of 5 by from great policy so easy to do, lined up on lin and had cover shortly
Date published: 2018-08-18
Rated 3 out of 5 by from bad policy renewal The policy renewal quote is always more than the on line quote. As a long time AAMI customer I think I should be quoted the best possible price for the policy and i should not have to go through the process of going on line.
Date published: 2018-07-30
Date published: 2018-07-12
Rated 5 out of 5 by from Competitively Priced Decided to go with AAMI as my car insurance is with them too and they're competitively priced.
Date published: 2018-07-12
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Is my wall shared?

Imagine if you demolish a wall and take out your neighbour's wall as well, then it's shared!

Landlord Contents

Landlord contents are household goods and furnishings that:

  • you (the Landlord) own or are legally responsible for
  • you leave in the property for the tenant’s domestic use
  • aren't attached to the building

Think of it as everything you'd usually take with you if you sold your property, for example, carpets, curtains, furniture, kitchenware, washing machines and TVs.

Plus, if you have a unit or other strata title property, it also includes fittings that aren’t legally part of the owners' corporation, such as a floating wooden floor or air conditioning unit.

This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.

Sum Insured (Home Building)

The amount you choose to insure your home for, which is the maximum we'll pay to repair or rebuild it in the event of an incident.

It's important that the amount accurately reflects the replacement value of your home building. We recommend seeking the services of an architect, builder or other qualified professional for an accurate estimate. There are also numerous free calculators on Australian websites to help you work it out.