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Home Insurance

You're in good hands. AAMI is the trusted home insurance provider of around 800,000 Australian homes. Get a quote online, quickly and easily.

Get a quote for

All breakpoints

Customer Rating 5.0 stars out of 5 stars 5.0 stars out of 5 stars  ( 5.0 out of 5)
Landlord Renter


Most Popular


up to 10% off*

Simply bundle Home and Contents together. Call 13 22 44 to update your existing home policy.

Repairs up to the Sum Insured or Complete Replacement Cover with no set limit on rebuilding cost - great for protecting against underinsurance

What's the difference?

Online Offer Online Offer Online Offer Online Offer


Save $50

Plus 10% off - Home and Contents bundle discount.*

Damage to or loss of your home, garages and sheds caused by fire, break-ins or weather events such as floods

Temporary accommodation

Repairs up to the Sum Insured or Complete Replacement Cover with no set limit on rebuilding cost - great for protecting against underinsurance

What's the difference?

Online Offer Online Offer Online Offer Online Offer


Save $25

Damage to or loss of your contents, caused by fire, break-ins or weather events such as floods

New for old replacement

Optional portable valuables cover allows you to specify higher values for items such as jewellery, and covers you against accidental loss or damage to items outside the home. 

Online Offer Online Offer Online Offer Online Offer


Save $25

* Up to 10% combined policy discount does not apply to any extra premium for portable valuables cover

More for AAMI customers

Added security

Wireless and easy to install. No ongoing costs.

Energy efficient

Carbon-neutral. Long-lasting bulbs that use less energy.

Smart technology

App controlled. Some products are Google Home and Amazon Alexa compatible*.


Cover for residential properties under a strata title

More about Strata

2-10 properties on a block including shared areas

Option to cover shared contents

Loss of rent or temporary accommodation


Call for a quote 13 22 44

Does my property need Strata Insurance?

If there's more than one building on the block of land, or your building shares a wall or other common property, such as a driveway or roof-top garden, then it probably needs Strata Insurance.

...there's more than one building on the block of land

...your building shares a wall share areas such as a driveway, courtyard or rooftop garden

Downsizing, investing or selling up?

You can access the latest market information on properties you own, rent or are viewing with the Suncorp App.

Extras and tools with our Home Insurance

Complete Replacement Cover

Our best protection against under insurance. If your home is damaged or destroyed by an insured event, we’ll choose to repair, rebuild your house as it was, or pay you what it would cost us to do so.

Learn more

Contents Calculator

Not sure how much to insure your contents for? Use this simple calculator to help you estimate the value of your contents and choose your sum insured.

Launch calculator

Portable Valuables

Extra cover for mobile phones, laptops, bicycles, handbags and a range of other items that you're likely to take outside your home.

Learn more

Home insurance articles

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Frequently asked questions

Customer Rewards

We’d like to introduce you to AAMI Lucky Club, a place where our customers come to get access to amazing experiences.

Now that’s not very insurancey.

Find out more


Find out exactly what AAMI customers think about our Home Insurance.

AAMI Home Insurance is rated 4.5 out of 5 by 1326.
Rated 5 out of 5 by from Happy with type of cover offered Extremely easy application to follow with 'help' along the way when needed.
Date published: 2019-04-03
Rated 4 out of 5 by from Great Online experience! Online navigation was easy and really did i found what I wanted.
Date published: 2019-03-24
Rated 5 out of 5 by from Great Staff Every time I have to do anything online or person to person AMMI & it's staff ALWAY's MAKE IT EASY, well done to you all & thank you all
Date published: 2019-03-10
Rated 3 out of 5 by from Doesn't value customer loyalty When my AAMI home insurance policy came up for renewal, I checked online and could get the exact same coverage with AAMI for $100 less. I called AAMI customer support and was told that they cannot match the price for the new policy online. Clearly, AAMI values new customers over existing customers, so I had to take out a "new" policy to obtain the savings that they can't match on my "existing" policy. It requires extra time from me and shows that AAMI doesn't value customer loyalty.
Date published: 2019-02-11
Rated 5 out of 5 by from Simple process with cover to put your mind at rest With AAMIs’ complete coverage option to cover your home from being under insured you can be rest assured you won’t have any stress if you need to claim. The form completion process was simple and fast and the quote very competitive.
Date published: 2019-01-29
Rated 5 out of 5 by from online policy Love being able to get my new policy online, it was so easy and quick!
Date published: 2019-01-16
Rated 5 out of 5 by from Sooooooo Easy! I already have a car insurance policy with AAMI, so when I bought my new home, AAMI was my natural first choice for my home contents insurance. It was such an easy process to follow and in less than 5 minutes, my new home was covered - peace of mind in an instant!
Date published: 2019-01-05
Rated 5 out of 5 by from Great features I didn’t realise how quick & easy it was to organise.
Date published: 2018-12-18
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Is my wall shared?

Imagine if you demolish a wall and take out your neighbour's wall as well, then it's shared!

Landlord Contents

Landlord contents are household goods and furnishings that:

  • you (the Landlord) own or are legally responsible for
  • you leave in the property for the tenant’s domestic use
  • aren't attached to the building

Think of it as everything you'd usually take with you if you sold your property, for example, carpets, curtains, furniture, kitchenware, washing machines and TVs.

Plus, if you have a unit or other strata title property, it also includes fittings that aren’t legally part of the owners' corporation, such as a floating wooden floor or air conditioning unit.

This is a just summary. For full details check the PDS (Product Disclosure Statement). It’s dry, we know, but it’s essential reading.

Sum Insured (Home Building)

The amount you choose to insure your home for, which is the maximum we'll pay to repair or rebuild it in the event of an incident.

It's important that the amount accurately reflects the replacement value of your home building. We recommend seeking the services of an architect, builder or other qualified professional for an accurate estimate. There are also numerous free calculators on Australian websites to help you work it out. 

Got a question?

Ask the AAMI Virtual Assistant