Loss or damage to jewellery caused by an insured event is covered by AAMI Contents Insurance, if the loss or damage occurs at the insured address. A limit of $2,000 per item (or set) applies and a total limit of $5,000 applies for jewellery and watches. However, you can ask us to increase this limit to a specific value, for an extra premium.
If you want to insure your ring for more than $2,000, you will need to tell us about your ring and insure it as a specified contents item for an extra premium.
If you want to ensure that your ring is insured for accidental loss or damage while you're away from home, you can buy Extra Cover Portable valuables, for an extra premium.